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3 bed house for sale High Banks, Loose, ME15

Guide Price

£325,000

Reduced on 15/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £343 per sq ft
Tenure: Freehold

Council tax Band D £2,503 a year EPC D 62 potential B

Key features

Charming Grade II listed character cottage
2 valuable parking spaces to the rear
Wealth of period features, with accommodation spread over 3 floors
Situated in the heart of picturesque Loose Village in the Loose Valley conservation area
NO FORWARD CHAIN
EPC energy efficiency rating D (62/84)

About this property

This charming Grade II listed terraced character cottage house is located in the heart of picturesque Loose village in the Loose Valley conservation area, benefiting from a wealth of period features, 2 valuable off road parking spaces and a private rear garden and is offered with no forward chain. Walking distance to the village pub, Post Office/Shop and sought after primary and secondary schools.

Floorplan

Energy performance

D 62

Current

Potential

92+

81-91

84 B

69-80

55-68

62 D

39-54

21-38

1-20

This home is rated band D, scoring 62 out of 100. The average British home is band D. Its certificate says it could reach band B (84) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band D £2,503 a year

Per year

Band A

£1,668
Band B

£1,946
Band C

£2,225
Band D

This home: £2,503
Band E

£3,059
Band F

£3,615
Band G

£4,171
Band H

£5,005

This home is in band D, which costs £2,503 a year in Maidstone for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Maidstone, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 2.3 miles

Cheaper than 67% of the 3-bed houses for sale nearby right now.

This home, £325,000 Median £352,500 · £300,000 – £450,000

Per square foot

£343 2% under

3-bed houses nearby £351

Against sold prices

10% under

ME15 sold median £380 / sq ft, 1,135 sales

Compared with 100 3-bed houses for sale within 2.3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in ME15 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in ME15 →

Location

High Banks, Loose, ME15

Open map Street View

Mortgage and stamp duty

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Whispering Waters, High Banks Detached	Detached	Jun 2025	n/a	n/a	n/a	£663,000
1, Randalls Row Terraced	Terraced	Sept 2024	893 sq ft £382/sq ft	893 sq ft	£382	£341,500
Whispering Waters, High Banks Detached	Detached	Aug 2022	n/a	n/a	n/a	£665,000
Forge Cottage, High Banks Terraced	Terraced	Dec 2018	n/a	n/a	n/a	£340,000
Forge Cottage, High Banks Terraced	Terraced	Jun 2017	n/a	n/a	n/a	£314,000
3, Randalls Row Terraced	Terraced	Sept 2016	1,023 sq ft £332/sq ft	1,023 sq ft	£332	£340,000
1, Randalls Row Terraced	Terraced	May 2016	893 sq ft £313/sq ft	893 sq ft	£313	£280,000
2, Randalls Row Terraced	Terraced	Jul 2015	872 sq ft £310/sq ft	872 sq ft	£310	£270,000