1/24

5 bed house for sale Manchester Street, Derby, DE22

OIRO

£170,000

Added on 26/09/2026

Type: Terraced
Bedrooms: 5
Bathrooms: 2
Tenure: Freehold

Council tax Band A £1,537 a year

Key features

Ideal Investment property or family home
Close to the University and Royal Derby Hospital
Council tax band A - EPC rated D
5 Bed licensed HMO or 4 bed family home

About this property

Versatile Mid-Terraced Home – Ideal Investment or Family Purchase

This well-proportioned mid-terraced property offers exceptional flexibility, currently configured and licensed as a 5-bedroom HMO with 2 shower/bathrooms, or easily adapted to a spacious 4-bedroom family home. Perfectly suited for investors seeking a ready-to-operate income stream, or buyers looking for a versatile property to accommodate their family needs.

Council tax

Band A £1,537 a year

Per year

Band A

This home: £1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

This home is in band A, which costs £1,537 a year in Derby for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

31 comparables · within 3 miles

Cheaper than 100% of the 5+ bed houses for sale nearby right now.

This home, £170,000 Median £440,000 · £230,000 – £825,000

Compared with 31 5+ bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Manchester Street, Derby, DE22

Open map Street View

Mortgage and stamp duty

Property price £170,000

£85k £255k

Deposit10% £17,000

£0 £170k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £153,000 mortgage. Most lenders would want a household income of about £34,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
79, Manchester Street Terraced	Terraced	May 2025	807 sq ft £202/sq ft	807 sq ft	£202	£163,000
79, Manchester Street Terraced	Terraced	Oct 2022	807 sq ft £124/sq ft	807 sq ft	£124	£100,000
71, Manchester Street Semi-detached	Semi-detached	May 2022	904 sq ft £142/sq ft	904 sq ft	£142	£128,000
47, Manchester Street Terraced	Terraced	Oct 2021	721 sq ft £149/sq ft	721 sq ft	£149	£107,500
29, Manchester Street Terraced	Terraced	Jul 2021	764 sq ft £181/sq ft	764 sq ft	£181	£138,000
81, Manchester Street Terraced	Terraced	Jun 2021	710 sq ft £176/sq ft	710 sq ft	£176	£124,950
59, Manchester Street Terraced	Terraced	Feb 2021	926 sq ft £138/sq ft	926 sq ft	£138	£127,500
45, Manchester Street Terraced	Terraced	Oct 2020	710 sq ft £173/sq ft	710 sq ft	£173	£123,000