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3 bed house for sale Croft Street, Morecambe, LA4

Offers in excess of

£125,000

Reduced on 18/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £147 per sq ft
Tenure: Freehold

Council tax Band A £1,669 a year

About this property

Perfectly positioned for first-time buyers and investors alike, this delightful three-bedroom mid-terraced house in central Morecambe offers a fantastic opportunity for those looking for a property surrounded by amenities in a vibrant location. The entrance hallway welcomes you into the heart of the home, leading to a cosy front living room, ideal for relaxing or entertaining guests. At the rear, the spacious open-plan kitchen/diner seamlessly connects to the garden, making it perfect for family gatherings or casual meals.

Floorplan

Council tax

Band A £1,669 a year

Per year

Band A

This home: £1,669
Band B

£1,947
Band C

£2,225
Band D

£2,503
Band E

£3,059
Band F

£3,616
Band G

£4,172
Band H

£5,006

This home is in band A, which costs £1,669 a year in Lancaster for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lancaster, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

66 comparables · within 3 miles

Cheaper than 100% of the 3-bed houses for sale nearby right now.

This home, £125,000 Median £227,500 · £155,000 – £325,000

Per square foot

£147 29% under

3-bed houses nearby £208

Against sold prices

31% under

LA4 sold median £213 / sq ft, 708 sales

Compared with 66 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LA4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LA4 →

Location

Croft Street, Morecambe, LA4

Open map Street View

Mortgage and stamp duty

Property price £125,000

£62k £188k

Deposit10% £13,000

£0 £125k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
25, Croft Street Terraced	Terraced	Mar 2026	775 sq ft £148/sq ft	775 sq ft	£148	£115,000
24, Croft Street Terraced	Terraced	Feb 2025	689 sq ft £194/sq ft	689 sq ft	£194	£133,500
47, Croft Street Terraced	Terraced	Nov 2024	797 sq ft £148/sq ft	797 sq ft	£148	£118,000
23, Croft Street Terraced	Terraced	Apr 2024	818 sq ft £155/sq ft	818 sq ft	£155	£127,000
39, Croft Street Terraced	Terraced	Feb 2024	840 sq ft £143/sq ft	840 sq ft	£143	£120,000
15, Croft Street Terraced	Terraced	Nov 2022	926 sq ft £130/sq ft	926 sq ft	£130	£120,000
37, Croft Street Terraced	Terraced	Nov 2021	1,410 sq ft £92/sq ft	1,410 sq ft	£92	£129,950
12, Croft Street Terraced	Terraced	Oct 2021	786 sq ft £175/sq ft	786 sq ft	£175	£137,500