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5 bed house for sale Harwater Drive, Loughton, IG10

In Excess of

£900,000

Added on 11/09/2026

Type: Semi-detached
Bedrooms: 5
Bathrooms: 2
Tenure: Freehold

Key features

Approx 60ft South Facing Garden
Double Driveway
Excellent Location
Five Bedrooms
Two Large Reception Rooms
Dedicated Home Office
Ground Floor Guest WC
Two Modern Family Bathrooms
Separate Kitchen
Good Transport Links

About this property

Situated in the popular area of Loughton, this spacious semi detached family home offers versatile accommodation arranged over three floors, making it ideally suited to growing families and those seeking additional space to work from home. The ground floor comprises a welcoming reception room to the front, a separate kitchen, and a dining room which also incorporates a comfortable snug area, with doors opening directly onto the rear garden. An additional versatile room, currently used as a home office, benefits from existing plumbing and underfloor heating, offering the potential to serve as a utility room. A convenient guest WC further enhances the practicality of the space.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,518
Band B

£1,771
Band C

£2,024
Band D

£2,277
Band E

£2,783
Band F

£3,289
Band G

£3,795
Band H

£4,554

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Epping Forest, 2026/27 bills run from £1,518 a year in band A to £4,554 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

50 comparables · within 3 miles

Cheaper than 90% of the 5+ bed houses for sale nearby right now.

This home, £900,000 Median £1,850,000 · £1,125,000 – £3,510,000

Compared with 50 5+ bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Harwater Drive, Loughton, IG10

Open map Street View

Mortgage and stamp duty

Property price £900,000

£450k £1.4m

Deposit10% £90,000

£0 £900k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £810,000 mortgage. Most lenders would want a household income of about £180,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
34, Harwater Drive Semi-detached	Semi-detached	Oct 2025	1,798 sq ft £462/sq ft	1,798 sq ft	£462	£830,000
44, Harwater Drive Semi-detached	Semi-detached	Mar 2025	1,701 sq ft £564/sq ft	1,701 sq ft	£564	£960,000
28, Harwater Drive Terraced	Terraced	Mar 2025	1,141 sq ft £570/sq ft	1,141 sq ft	£570	£650,000
18, Harwater Drive Semi-detached	Semi-detached	Jul 2020	1,324 sq ft £570/sq ft	1,324 sq ft	£570	£755,000
12, Harwater Drive Semi-detached	Semi-detached	Nov 2018	1,119 sq ft £599/sq ft	1,119 sq ft	£599	£670,000
52, Harwater Drive Semi-detached	Semi-detached	Sept 2018	1,819 sq ft £377/sq ft	1,819 sq ft	£377	£685,000
44, Harwater Drive Semi-detached	Semi-detached	Apr 2018	1,701 sq ft £456/sq ft	1,701 sq ft	£456	£775,000
48, Harwater Drive Terraced	Terraced	Mar 2017	1,421 sq ft £475/sq ft	1,421 sq ft	£475	£675,000