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2 bed flat for sale Cross Street, Swindon, SN1

Asking price

£150,000

Reduced on 18/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

Key features

Spacious duplex apartment arranged over two floors
Two well-proportioned bedrooms
Bright and versatile living accommodation
Rear Garden
Allocated parking
Walking distance to Wood Street amenities
Ideal first-time purchase
Share of freehold

About this property

Set over two floors, the property provides generously proportioned accommodation with a practical and versatile layout. The apartment benefits from two good-sized bedrooms, a bright and comfortable living space, and a well-appointed kitchen and bathroom. Outside, residents can enjoy the rare advantage of a private garden, while allocated parking adds further convenience.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,625
Band B

£1,896
Band C

£2,167
Band D

£2,438
Band E

£2,980
Band F

£3,522
Band G

£4,064
Band H

£4,876

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Swindon, 2026/27 bills run from £1,625 a year in band A to £4,876 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Swindon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

48 comparables · within 2.6 miles

Priced above 56% of the 2-bed flats for sale nearby right now.

This home, £150,000 Median £140,000 · £107,000 – £179,500

Compared with 48 2-bed flats for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Cross Street, Swindon, SN1

Open map Street View

Mortgage and stamp duty

Property price £150,000

£75k £225k

Deposit10% £15,000

£0 £150k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £135,000 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
4, Cross Street Terraced	Terraced	Mar 2026	1,055 sq ft £175/sq ft	1,055 sq ft	£175	£185,000
19, Cross Street Terraced	Terraced	Dec 2025	861 sq ft £244/sq ft	861 sq ft	£244	£210,000
9, Cross Street Terraced	Terraced	Jan 2020	764 sq ft £222/sq ft	764 sq ft	£222	£170,000
7, Cross Street Terraced	Terraced	Mar 2019	678 sq ft £243/sq ft	678 sq ft	£243	£165,000
3, Cross Street Terraced	Terraced	Mar 2019	614 sq ft £295/sq ft	614 sq ft	£295	£181,000
12, Cross Street Terraced	Terraced	Mar 2019	527 sq ft £261/sq ft	527 sq ft	£261	£137,500
14a, Cross Street Flat / maisonette	Flat / maisonette	Feb 2019	388 sq ft £279/sq ft	388 sq ft	£279	£108,000
14c, Cross Street Flat / maisonette	Flat / maisonette	Jan 2019	1,066 sq ft £120/sq ft	1,066 sq ft	£120	£128,000