Shared ownership

1/20

Shared ownership

1/20

2 bed flat for sale Southey Street, Keswick, CA12

Guide Price

£325,000

Added on 02/10/2026

Shared ownership

Type: Flat
Bedrooms: 2
Size: £360 per sq ft
Tenure: Ask agent

Key features

Spacious ground-floor self-contained apartment
Two double bedrooms
Quiet side-street location in keswick town centre
Successful and established holiday let
Sold fully furnished with appliances
Forward bookings in place
Allocated parking space (rented separately)
Gas central heating
Leasehold with part ownership of the freehold
No onward chain

About this property

A spacious, self-contained ground floor two-bedroom apartment with the benefit of an allocated parking space, ideally located on a quiet side street in Keswick town centre. The property is currently operated as a successful and lucrative holiday let and is offered for sale fully furnished, including all appliances and a number of forward bookings.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,674
Band B

£1,953
Band C

£2,232
Band D

£2,511
Band E

£3,069
Band F

£3,627
Band G

£4,186
Band H

£5,023

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cumberland, 2026/27 bills run from £1,674 a year in band A to £5,023 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cumberland, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Southey Street, Keswick, CA12

Open map Street View

Mortgage and stamp duty

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
14b, Southey Street Terraced	Terraced	Feb 2023	915 sq ft £301/sq ft	915 sq ft	£301	£275,000
20, Southey Street Terraced	Terraced	Mar 2022	n/a	n/a	n/a	£470,999
Flat 2, 6, Southey Street Flat / maisonette	Flat / maisonette	Apr 2019	n/a	n/a	n/a	£258,000
Garden House, 38, Southey Street Detached	Detached	Jan 2019	958 sq ft £324/sq ft	958 sq ft	£324	£310,000
Second Floor Flat, 6, Southey Street Flat / maisonette	Flat / maisonette	Nov 2018	775 sq ft £335/sq ft	775 sq ft	£335	£260,000
6, Southey Street Flat / maisonette	Flat / maisonette	Oct 2018	775 sq ft £335/sq ft	775 sq ft	£335	£260,000
19, Southey Street Terraced	Terraced	Apr 2017	1,378 sq ft £181/sq ft	1,378 sq ft	£181	£250,000
20, Southey Street Terraced	Terraced	Apr 2016	n/a	n/a	n/a	£405,000