2 bed flat for sale Mortimer Gardens, Colchester, CO4

Guide Price

£80,000

Added on 20/10/2026

For sale by auction

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

Key features

Well Presented Ground Floor Apartment
Two Bedrooms
Good Size Lounge with Dual Aspect
Kitchen
Wet Room
No Onward Chain
Popular North Side Location
Excellent First Purchase
Allocated Parking
Short Distance to Colchester North Station
Being Sold by Modern Method of Auction (T&C's Apply)
Buyers Fees Apply

About this property

Communal entrance hall gives access to entrance door and entrance hall with airing cupboard and all doors leading off. The lounge has dual aspect windows and shelving, the kitchen has fitted units and work surfaces and double glazed window. Bedroom one is a good double size and has built in wardrobe, bedroom two has double glazed window to the side.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,522
Band B

£1,776
Band C

£2,029
Band D

£2,283
Band E

£2,790
Band F

£3,297
Band G

£3,805
Band H

£4,566

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Colchester, 2026/27 bills run from £1,522 a year in band A to £4,566 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Mortimer Gardens, Colchester, CO4

Open map Street View

Mortgage and stamp duty

Property price £80,000

£40k £120k

Deposit10% £8,000

£0 £80k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £72,000 mortgage. Most lenders would want a household income of about £16,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
26, Mortimer Gardens Semi-detached	Semi-detached	Jun 2026	1,442 sq ft £257/sq ft	1,442 sq ft	£257	£370,000
22, Mortimer Gardens Terraced	Terraced	May 2026	1,485 sq ft £230/sq ft	1,485 sq ft	£230	£342,000
14, Mortimer Gardens Flat / maisonette	Flat / maisonette	Feb 2026	592 sq ft £262/sq ft	592 sq ft	£262	£155,000
41, Mortimer Gardens Flat / maisonette	Flat / maisonette	Mar 2025	570 sq ft £277/sq ft	570 sq ft	£277	£158,000
48, Mortimer Gardens Flat / maisonette	Flat / maisonette	Oct 2024	678 sq ft £255/sq ft	678 sq ft	£255	£173,000
47, Mortimer Gardens Flat / maisonette	Flat / maisonette	Jan 2024	560 sq ft £275/sq ft	560 sq ft	£275	£154,000
14, Mortimer Gardens Flat / maisonette	Flat / maisonette	Nov 2023	592 sq ft £262/sq ft	592 sq ft	£262	£155,000
13, Mortimer Gardens Flat / maisonette	Flat / maisonette	Jan 2023	560 sq ft £297/sq ft	560 sq ft	£297	£166,000