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3 bed house for sale Upper High Street, Thame, OX9

Guide Price
£625,000
Tim Russ & Co logo

Added on 27/10/2026

Type
House
Bedrooms
3
Bathrooms
2
Size
£298 per sq ft
Tenure
Freehold
EPC Energy rating band E 48 potential C

Key features

  • Rare freehold opportunity in the heart of a picturesque market town, combining a substantial three-bedroom period home with an income-producing shop
  • Commercial income of £12,500 p.a. from an established nail salon, with the lease secured until August 2034
  • Residential rental potential of approximately £1,900 PCM, giving a combined gross income potential of around £35,300 p.a
  • Approx. 5.7% yield, making the property attractive to both investors and owner-occupiers seeking additional income
  • Character three-bedroom home, dating from before 1900, featuring exposed beams and generously proportioned accommodation.
  • Cellar with original bread oven, recently benefiting from specialist damp-proofing, alongside a new kitchen, carpets and redecoration completed in December 2025
  • Two-storey rear studio offers significant potential for reconfiguration and potentially creating a separate income-producing unit, subject to the necessary consents
  • Potential SDLT advantage: as a mixed-use property, the purchase may qualify for non-residential SDLT rates of up to 5%, without residential higher-rate surcharges; professional advice is recommended

About this property

A rare freehold opportunity situated in the heart of this picturesque market town, combining a substantial three-bedroom period home with an income-producing shop let at £12,500 per annum until 2034 — equally suited to owner-occupiers seeking a home with income and investors seeking a circa 5.7% yield.

The entire property (residential and commercial) could potentially generate a combined gross income of approximately £35,300 per annum, making it an attractive proposition for those seeking long-term, stable returns.

Floorplan

Energy performance

Energy rating band E 48
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 73 C
55-68
D
39-54
E
Current rating: 48 E
21-38
F
1-20
G

This home is rated band E, scoring 48 out of 100. The average British home is band D. Its certificate says it could reach band C (73) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,684
  • Band B
    £1,965
  • Band C
    £2,246
  • Band D
    £2,527
  • Band E
    £3,088
  • Band F
    £3,650
  • Band G
    £4,211
  • Band H
    £5,053

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Buckinghamshire, 2026/27 bills run from £1,684 a year in band A to £5,053 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Buckinghamshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Listed
    October 2026 £625,000

    3 beds · 2 baths · this listing

Price guide

62 comparables · within 3 miles

Priced above 92% of the 3-bed houses for sale nearby right now.

This home, £625,000 Median £462,500 · £365,000 – £594,300
Per square foot
£298 31% under
3-bed houses nearby £431
Against sold prices
38% under
OX9 sold median £479 / sq ft, 473 sales

Compared with 62 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in OX9 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in OX9 →

Location

Upper High Street, Thame, OX9

Mortgage and stamp duty

Property price £625,000
£312k £938k
Deposit10% £63,000
£0 £625k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £562,000 mortgage. Most lenders would want a household income of about £125,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
16a, Upper High Street Flat / maisonetteFeb 2025n/a£830,000
14, Upper High Street DetachedNov 2023n/a£625,000
Flat 1, 27, Upper High Street Flat / maisonetteNov 2021646 sq ft £418/sq ft£270,000
27c, Upper High Street Semi-detachedAug 2021700 sq ft £397/sq ft£278,000
27b, Upper High Street Semi-detachedJun 2021818 sq ft £354/sq ft£290,000
21, Upper High Street TerracedAug 20181,206 sq ft £379/sq ft£457,500
17, Upper High Street TerracedMar 20182,336 sq ft £428/sq ft£1,000,000
4, Whitehound, Upper High Street Flat / maisonetteJul 2017n/a£330,000

All sold prices in Thame →

Area insights

The neighbourhood around this property.

Marketed by
Tim Russ & Co, Thame (Sales)
112 High Street, Thame, Oxon
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