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2 bed house for sale Heol Derw, Cardigan, SA43

Asking price

£199,950

Added on 17/10/2026

Retirement home

Type: Bungalow
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

About this property

IDEAL FOR FIRST TIME BUYERS OR RETIREMENT! A well presented semi detached bungalow situated in a desirable location in the popular town of cardigan, within walking distance to the shops and amenities. The property benefits from a good size lounge with bay window, two double bedrooms, kitchen and bathroom.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,613
Band B

£1,882
Band C

£2,151
Band D

£2,419
Band E

£2,957
Band F

£3,495
Band G

£4,032
Band H

£4,839
Band I

£5,645

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Ceredigion, 2026/27 bills run from £1,613 a year in band A to £5,645 in band I.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Heol Derw, Cardigan, SA43

Open map Street View

Mortgage and LTT

Property price £199,950

£99k £300k

Deposit10% £20,000

£0 £200k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £179,950 mortgage. Most lenders would want a household income of about £40,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
26, Heol Derw Detached	Detached	Oct 2024	1,033 sq ft £247/sq ft	1,033 sq ft	£247	£255,000
30, Heol Derw Detached	Detached	Mar 2024	969 sq ft £305/sq ft	969 sq ft	£305	£295,500
32, Heol Derw Detached	Detached	Jul 2023	969 sq ft £305/sq ft	969 sq ft	£305	£295,000
3, Heol Derw Detached	Detached	May 2023	969 sq ft £284/sq ft	969 sq ft	£284	£275,000
1, Heol Derw Detached	Detached	Dec 2020	1,141 sq ft £153/sq ft	1,141 sq ft	£153	£175,000
11, Heol Derw Detached	Detached	Aug 2020	980 sq ft £204/sq ft	980 sq ft	£204	£199,950
30, Heol Derw Detached	Detached	Aug 2018	969 sq ft £199/sq ft	969 sq ft	£199	£192,500
5, Heol Derw Detached	Detached	Sept 2017	980 sq ft £166/sq ft	980 sq ft	£166	£162,500