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2 bed flat for sale Lower Hall Street, St. Helens, WA10

Asking price

£45,000

Reduced on 18/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Tenure: Leasehold

Highlights

From the agent's description

Balcony
Open-plan kitchen
Top floor

About this property

Situated in a popular central location, this top floor two-bedroom apartment offers modern open-plan living and easy access to local amenities and transport links. The property comprises a bright and spacious kitchen/reception room, perfect for both relaxing and entertaining, with doors leading out to a private balcony area.

Council tax

Ask agent

Per year

Band A

£1,602
Band B

£1,869
Band C

£2,136
Band D

£2,403
Band E

£2,937
Band F

£3,472
Band G

£4,006
Band H

£4,807

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In St Helens, 2026/27 bills run from £1,602 a year in band A to £4,807 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across St Helens, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

25 comparables · within 2.9 miles

Cheaper than 84% of the 2-bed flats for sale nearby right now.

This home, £45,000 Median £85,000 · £45,000 – £140,000

Compared with 25 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Lower Hall Street, St. Helens, WA10

Open map Street View

Mortgage and stamp duty

Property price £45,000

£23k £68k

Deposit11% £5,000

£0 £45k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £40,000 mortgage. Most lenders would want a household income of about £9,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
522, Lower Hall Street Flat / maisonette	Flat / maisonette	Jan 2025	560 sq ft £57/sq ft	560 sq ft	£57	£32,000
225, Lower Hall Street Flat / maisonette	Flat / maisonette	Oct 2024	581 sq ft £65/sq ft	581 sq ft	£65	£38,000
123, Lower Hall Street Flat / maisonette	Flat / maisonette	Jul 2024	474 sq ft £126/sq ft	474 sq ft	£126	£59,500
422, Lower Hall Street Flat / maisonette	Flat / maisonette	Dec 2023	581 sq ft £93/sq ft	581 sq ft	£93	£54,000
221, Lower Hall Street Flat / maisonette	Flat / maisonette	Nov 2023	377 sq ft £113/sq ft	377 sq ft	£113	£42,500
526, Lower Hall Street Flat / maisonette	Flat / maisonette	Nov 2023	388 sq ft £110/sq ft	388 sq ft	£110	£42,500
333, Lower Hall Street Flat / maisonette	Flat / maisonette	Sept 2023	689 sq ft £74/sq ft	689 sq ft	£74	£51,000
225, Lower Hall Street Flat / maisonette	Flat / maisonette	May 2023	581 sq ft £58/sq ft	581 sq ft	£58	£34,000