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Shared ownership
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2 bed flat for sale Townfield Gardens, Wirral, CH63

Offers over
£70,000
Jones & Chapman logo

Added on 24/09/2026

70% share · about £100,000 full valueRetirement home
Type
Flat
Bedrooms
2
Bathrooms
1
Size
£118 per sq ft
Tenure
Leasehold

Key features

  • Two bedrooms
  • First floor apartment
  • Seperate entrance & Resident parking
  • Close to local amenities and transport links
  • Over 55s & 70% Shared ownership

About this property

The property has its own entrance with stairs, currently equipped with a stair lift, leading up to the accommodation. The apartment comprises of two bedrooms, serviced by a contemporary family shower room. The living room is a light and airy space, owing to the bay window on the gable end of the building.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,667
  • Band B
    £1,945
  • Band C
    £2,223
  • Band D
    £2,501
  • Band E
    £3,056
  • Band F
    £3,612
  • Band G
    £4,168
  • Band H
    £5,001

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Wirral, 2026/27 bills run from £1,667 a year in band A to £5,001 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Wirral, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Townfield Gardens, Wirral, CH63

Mortgage and stamp duty

Property price £70,000
£35k £105k
Deposit10% £7,000
£0 £70k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £63,000 mortgage. Most lenders would want a household income of about £14,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
1, Townfield Gardens Flat / maisonetteSept 2025312 sq ft £167/sq ft£52,000
17, Townfield Gardens Flat / maisonetteMar 2024431 sq ft £117/sq ft£50,500
6, Townfield Gardens Flat / maisonetteAug 2023570 sq ft £89/sq ft£50,500
7, Townfield Gardens Flat / maisonetteMay 2023517 sq ft £87/sq ft£45,000
10, Townfield Gardens TerracedSept 2021495 sq ft £87/sq ft£43,000
4, Townfield Gardens Flat / maisonetteJul 2020484 sq ft £83/sq ft£40,000
5, Townfield Gardens Flat / maisonetteDec 2019474 sq ft £81/sq ft£38,500
9, Townfield Gardens TerracedJun 2019463 sq ft £89/sq ft£41,000

All sales on Townfield Gardens → All sold prices in Wirral →

Area insights

The neighbourhood around this property.

Marketed by
Jones & Chapman, Bebington
4 Church Road, WIRRAL, Merseyside
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