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3 bed house for sale St Marys Terrace, East Wemyss, KY1

Offers Over

£194,950

Added on 01/09/2026

Type: Cottage
Bedrooms: 3
Bathrooms: 1
Size: £190 per sq ft
Tenure: Ask agent

About this property

Finished to an exceptional standard, this beautifully presented three-bedroom mid-terraced cottage is located in the sought-after coastal village of East Wemyss. Lovingly owned and carefully renovated by the current owners for over 30 years, this wonderful home is presented in true move-in condition.

Ideally situated close to local amenities including a supermarket, primary school, chemist, hairdresser/beauty salon and popular ice cream shop, with stunning coastal walks nearby. The larger towns of Kirkcaldy and Leven are a short drive away, offering a wider range of amenities and excellent transport links, including easy access to Cameron Bridge railway station.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,049
Band B

£1,224
Band C

£1,399
Band D

£1,574
Band E

£2,068
Band F

£2,557
Band G

£3,082
Band H

£3,856

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Fife, 2026/27 bills run from £1,049 a year in band A to £3,856 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

St Marys Terrace, East Wemyss, KY1

Open map Street View

Mortgage and LBTT

Property price £194,950

£97k £293k

Deposit10% £19,000

£0 £195k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £175,950 mortgage. Most lenders would want a household income of about £40,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.