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Shared ownership
1/13
£45,000
Shared Ownership

2 bed house for sale Heathfield, Heath Charnock, Lancashire, PR6

2 beds 1 bath Semi-Detached Bungalow
25% share · about £180,000 full valueRetirement home Tenure: ask agent

Added yesterday

About this property

Situated within a quiet and well-established residential setting in the desirable village of Heath Charnock, this two-bedroom bungalow offers an excellent opportunity for buyers aged 55 and over to purchase a 25% shared ownership share, providing an affordable route into home ownership in a sought-after location. Constructed in the late 1990s, the property has been well cared for over the years and offers comfortable accommodation throughout, whilst also presenting excellent scope for cosmetic upgrading and modernisation to suit individual taste. Heath Charnock is a highly regarded location on the edge of open countryside, with Rivington and the Leeds-Liverpool Canal nearby for scenic walks and outdoor pursuits.

Key features

  • Tony Dixon powered by eXp - Quote TD0461
  • Buyers Aged 55+ Only
  • Built In The Late 1990’s
  • Sought After Village Location
  • Scope For Cosmetic Upgrade
  • Attractive Communal Gardens
  • Communal Car Park
  • Close To Leeds-Liverpool Canal

Floorplan

Energy performance

Energy rating band C 70
Current
Potential
92+
A
81-91
B
Potential rating: 84 B
69-80
C
Current rating: 70 C
55-68
D
39-54
E
21-38
F
1-20
G

This home is rated band C, scoring 70 out of 100. The average British home is band D. Its certificate says it could reach band B (84) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Location

Heathfield, Heath Charnock, Lancashire, PR6

Council tax band
Ask agent

Mortgage and stamp duty

Property price £45,000
£23k £68k
Deposit11% £5,000
£0 £45k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £40,000 mortgage. Most lenders would want a household income of about £9,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Area insights

The neighbourhood around this property.

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eXp UK, Tony Dixon
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