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3 bed flat for sale Kelvin Street, Largs, KA30

Offers Over

£129,000

Added on 31/08/2026

Type: Flat
Bedrooms: 3
Bathrooms: 1
Tenure: Ask agent

Key features

Upper cottage flat
Formed over two levels
Lounge
Modern kitchen
Three bedrooms
Summer House
Driveway

About this property

Property Description

81 Kelvin Street is a fabulous upper cottage flat with well proportioned accommodation formed over two levels in this popular local address. The property has a driveway and feature summer house in the rear garden grounds. For the commuter there are good road and rail links from Largs to destinations further afield.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,124
Band B

£1,311
Band C

£1,499
Band D

£1,686
Band E

£2,215
Band F

£2,739
Band G

£3,301
Band H

£4,130

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In North Ayrshire, 2026/27 bills run from £1,124 a year in band A to £4,130 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Kelvin Street, Largs, KA30

Open map Street View

Mortgage and LBTT

Property price £129,000

£64k £194k

Deposit10% £13,000

£0 £129k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £116,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.