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2 bed house for sale Mill Street, Lancaster, LA1

Asking price

£135,000

Added yesterday

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Tenure: Ask agent

Council tax Band A £1,669 a year

Key features

Traditional stone-built Lancaster terrace
Three well-proportioned bedrooms
Fitted galley-style kitchen
Family bathroom with three-piece suite
Enclosed rear yard
Vacant possession with no onward chain
Walking distance to Lancaster city centre and railway station
Excellent opportunity to personalise and add value

About this property

Looking for a two-bedroom home you can make your own? This stone-built Lancaster terrace offers two reception rooms, an enclosed yard and excellent access to the city centre.The LocationMill Street is a well-established residential street conveniently positioned for Lancaster city centre.

Floorplan

Council tax

Band A £1,669 a year

Per year

Band A

This home: £1,669
Band B

£1,947
Band C

£2,225
Band D

£2,503
Band E

£3,059
Band F

£3,616
Band G

£4,172
Band H

£5,006

This home is in band A, which costs £1,669 a year in Lancaster for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lancaster, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

63 comparables · within 3 miles

Cheaper than 90% of the 2-bed houses for sale nearby right now.

This home, £135,000 Median £170,000 · £140,400 – £294,000

Compared with 63 2-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Mill Street, Lancaster, LA1

Open map Street View

Mortgage and stamp duty

Property price £135,000

£67k £203k

Deposit10% £14,000

£0 £135k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £121,000 mortgage. Most lenders would want a household income of about £27,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
12, Mill Street Terraced	Terraced	Mar 2026	797 sq ft £186/sq ft	797 sq ft	£186	£148,000
24, Mill Street Terraced	Terraced	Jul 2025	753 sq ft £192/sq ft	753 sq ft	£192	£145,000
11, Mill Street Terraced	Terraced	Jun 2025	797 sq ft £213/sq ft	797 sq ft	£213	£170,000
22, Mill Street Terraced	Terraced	May 2024	743 sq ft £148/sq ft	743 sq ft	£148	£110,000
14, Mill Street Terraced	Terraced	Apr 2024	883 sq ft £198/sq ft	883 sq ft	£198	£175,000
2, Mill Street Terraced	Terraced	Jul 2023	915 sq ft £191/sq ft	915 sq ft	£191	£175,000
18, Mill Street Terraced	Terraced	Jan 2023	732 sq ft £201/sq ft	732 sq ft	£201	£147,000
20, Mill Street Terraced	Terraced	Jan 2023	818 sq ft £202/sq ft	818 sq ft	£202	£165,000