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2 bed flat for sale Banks Lane, Riddlesden, BD20

Asking price
£125,000
Holroyds Estate Agents logo

Added on 24/09/2026

Type
Flat
Bedrooms
2
Bathrooms
2
Size
£201 per sq ft
Tenure
Leasehold
EPC Energy rating band B 82

Key features

  • Two Double Bedroom Apartment
  • Popular Residential Location
  • Spacious Open Plan Kitchen & Living Room
  • Principal Bedroom with En suite Shower Room
  • Allocated Parking
  • Close to Local Amenities, Bus Routes & Canal Walks

About this property

Entering the apartment, you are welcomed into a spacious entrance hall with useful built-in storage, providing access to the accommodation. The open-plan kitchen and living room provides a fantastic sociable space. The kitchen is fitted with a range of wall and base units, offering ample workspace and storage. Integrated appliances include an oven, hob, extractor fan, dishwasher and fridge freezer, with additional space and plumbing for a washing machine.

Floorplan

Energy performance

Energy rating band B 82
Current
Potential
92+
A
81-91
B
Current rating: 82 B
Potential rating: 85 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G

This home is rated band B, scoring 82 out of 100. The average British home is band D. Its certificate says it could reach band B (85) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,574
  • Band B
    £1,836
  • Band C
    £2,098
  • Band D
    £2,361
  • Band E
    £2,885
  • Band F
    £3,410
  • Band G
    £3,935
  • Band H
    £4,721

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bradford, 2026/27 bills run from £1,574 a year in band A to £4,721 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bradford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home
£201 / sq ft
Area average (sold)
£258 / sq ft
Price per area, sold homes nearby
Lowest
This home
Highest

£201 per sq ft, below the middle of recent sales in BD20 (£171–£350, 10th–90th percentile, 1,256 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,256 homes sold in BD20 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in BD20 →

Location

Banks Lane, Riddlesden, BD20

Mortgage and stamp duty

Property price £125,000
£62k £188k
Deposit10% £13,000
£0 £125k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
Apartment 4, Applegarth Gardens, Banks Lane Flat / maisonetteMar 2026431 sq ft £197/sq ft£85,000
Apartment 2, Applegarth Gardens, Banks Lane Flat / maisonetteJan 2025646 sq ft £201/sq ft£130,000
Apartment 5, Applegarth Gardens, Banks Lane Flat / maisonetteJul 2024441 sq ft £215/sq ft£95,000
Apartment 15, Applegarth Gardens, Banks Lane Flat / maisonetteOct 2019657 sq ft £201/sq ft£132,000
Apartment 3, Applegarth Gardens, Banks Lane Flat / maisonetteMay 2018786 sq ft £143/sq ft£112,500
Apartment 5, Applegarth Gardens, Banks Lane Flat / maisonetteJan 2018441 sq ft £204/sq ft£90,000
Apartment 4, Applegarth Gardens, Banks Lane Flat / maisonetteOct 2017431 sq ft £173/sq ft£74,500
Apartment 11, Applegarth Gardens, Banks Lane Flat / maisonetteMay 2017646 sq ft £169/sq ft£109,000

All sales on Banks Lane → All sold prices in Keighley →

Area insights

The neighbourhood around this property.

Marketed by
Holroyds Estate Agents, Keighley
59 North Street, KEIGHLEY, West Yorkshire
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