Shared ownership

1/37

Shared ownership

1/37

3 bed house for sale Lucy Bank Cottages, Threlkeld, CA12

Shared Ownership

£87,500

Added two days ago

25% share · about £350,000 full value · £538 pcm rent

Type: House
Bedrooms: 3
Bathrooms: 1
Tenure: Leasehold

Council tax Band C £2,229 a year

Key features

Cottage style modern semi-detached house
25% equity share purchase from Eden Housing Group
Local occupancy condition applies
1.5 miles from Threlkeld village
4.5 miles from Keswick
Delightful fell views
Three bedrooms
Living room and fitted dining kitchen
Allocated parking space
Gardens

About this property

An opportunity to purchase a 25% equity share in a cottage style modern three bedroom semi-detached house enjoying a delightful rural setting with stunning views to the majestic fells. The property is located approximately 1.5 miles from Threlkeld village and 4.

Floorplan

Council tax

Band C £2,229 a year

Per year

Band A

£1,672
Band B

£1,951
Band C

This home: £2,229
Band D

£2,508
Band E

£3,065
Band F

£3,623
Band G

£4,180
Band H

£5,016

This home is in band C, which costs £2,229 a year in Westmorland and Furness for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Westmorland and Furness, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Property timeline

Listed

October 2026 £87,500

3 beds · 1 bath · this listing
Sold

June 2021 £71,250

Semi-detached

Sales are HM Land Registry records matched to this address by its number.

Location

Lucy Bank Cottages, Threlkeld, CA12

Open map Street View

Mortgage and stamp duty

Property price £87,500

£44k £131k

Deposit10% £9,000

£0 £88k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £78,500 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales in CA12. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
3, Longcroft CA12 5TE Detached	Detached	Aug 2026	915 sq ft £328/sq ft	915 sq ft	£328	£300,000
10, Lonscale View CA12 4LP Detached	Detached	Aug 2026	1,033 sq ft £564/sq ft	1,033 sq ft	£564	£582,500
4, Skiddaw Street CA12 4BX Terraced	Terraced	Aug 2026	1,055 sq ft £393/sq ft	1,055 sq ft	£393	£415,000
Flat 38, Homethwaite House, Eskin Street CA12 4DG Flat / maisonette	Flat / maisonette	Aug 2026	538 sq ft £149/sq ft	538 sq ft	£149	£80,000
Flat 10, Homethwaite House, Eskin Street CA12 4DG Flat / maisonette	Flat / maisonette	Aug 2026	495 sq ft £192/sq ft	495 sq ft	£192	£95,000
8, Church Street CA12 4DT Terraced	Terraced	Aug 2026	689 sq ft £465/sq ft	689 sq ft	£465	£320,000
Bracken Hue CA12 4PS Detached	Detached	Aug 2026	n/a	n/a	n/a	£935,000
1, Seldom Seen Cottages CA12 5SA Terraced	Terraced	Aug 2026	1,410 sq ft £355/sq ft	1,410 sq ft	£355	£500,000