Shared ownership

1/20

Shared ownership

1/20

3 bed house for sale Mill Gardens, Silsden, BD20

Asking Price

£102,400

Added on 28/09/2026

32% share · about £320,000 full value

Type: Semi-detached
Bedrooms: 3
Bathrooms: 2
Size: £113 per sq ft
Tenure: Leasehold

Key features

*ALSO AVAILABLE AT 100% OWNERSHIP*
NO UPPER CHAIN
THREE BED SEMI-DETACHED
GENEROUSLY SIZED REAR GARDEN
DESIREABLE END PLOT
PRIVATE DRIVEWAY
SPACIOUS KITCHEN/DINING ROOM
GROUND FLOOR WC
SEPERATE UTILITY SPACE
HIGHLY SOUGHT AFTER LOCATION

About this property

PROPERTY DETAILS

Occupying a particularly desirable end plot, this beautifully presented three-bedroom home is only around three years old and still benefits from the remainder of its NHBC warranty, offering buyers the reassurance of a modern, relatively new-build property. One of its biggest selling points is undoubtedly the fantastic, generously sized rear garden, which offers an exceptional amount of outdoor space for a home of this style. With a large lawn and plenty of room for children to play, summer entertaining or simply relaxing outdoors, it is the kind of garden that could genuinely influence a buying decision.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,696
Band B

£1,979
Band C

£2,262
Band D

£2,544
Band E

£3,110
Band F

£3,675
Band G

£4,241
Band H

£5,089

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In North Yorkshire, 2026/27 bills run from £1,696 a year in band A to £5,089 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Yorkshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £102,400

3 beds · 2 baths · this listing

Past sales can't be shown: the agent hasn't given the house number.

Location

Mill Gardens, Silsden, BD20

Open map Street View

Mortgage and stamp duty

Property price £102,400

£51k £154k

Deposit10% £10,000

£0 £103k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £92,400 mortgage. Most lenders would want a household income of about £21,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
29, Mill Gardens Semi-detached	Semi-detached	Apr 2025	893 sq ft £91/sq ft	893 sq ft	£91	£81,000
9, Mill Gardens Semi-detached · new build	Semi-detached · new build	Aug 2023	947 sq ft £90/sq ft	947 sq ft	£90	£85,500
29, Mill Gardens Semi-detached · new build	Semi-detached · new build	Jun 2023	893 sq ft £90/sq ft	893 sq ft	£90	£80,685