1 bed 1 bedroom property for sale Luton Road, Chatham, ME4

Asking price

£130,000

Added on 08/10/2026

Type: 1 bedroom property
Bedrooms: 1
Bathrooms: 1
Tenure: Leasehold

No ground rent (peppercorn) Council tax Band A EPC C 76

* From the agent's description. Check it with them before you rely on it.

Key features

First-floor flat
Ideal for first-time buyers or investors
Good condition throughout and ready to move into
Generously sized bedroom
Residents' parking available
Conveniently located close to local amenities and schools
Excellent access to transport links
Chatham railway station within easy reach
Ground rent is 'peppercorn'

About this property

ASKING PRICE £130,000 - £150,000

A well-presented one-bedroom, first-floor flat situated on Luton Road, Chatham, offering an excellent opportunity for first-time buyers looking to take their first step onto the property ladder. The property is presented in good order throughout and is ready to move into, offering comfortable and practical accommodation.

Energy performance

C 76

Current

Potential

92+

81-91

69-80

76 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 76 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band A

Location

Luton Road, Chatham, ME4

Open map Street View

Mortgage and stamp duty

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.