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2 bed house for sale Howe Street, Derby, DE22

Asking price

£145,000

Added on 17/10/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

Key features

Two-bedroom mid-terrace property
Ideal investment or first-time buyer project
Two reception rooms
Fitted kitchen
Newly installed ground floor shower room
First floor bathroom requiring replacement (flooring and panelling included)
Enclosed rear garden
Convenient location close to Derby city centre and local amenities

About this property

This two-bedroom mid-terrace property presents an excellent opportunity for buyers looking to put their own stamp on a home. The accommodation briefly comprises two reception rooms, a fitted kitchen and a newly fitted ground floor shower room. To the first floor are two bedrooms, with the second bedroom providing access to the bathroom.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 1.5 miles

Cheaper than 51% of the 2-bed houses for sale nearby right now.

This home, £145,000 Median £150,000 · £120,000 – £221,000

Compared with 100 2-bed houses for sale within 1.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Howe Street, Derby, DE22

Open map Street View

Mortgage and stamp duty

Property price £145,000

£72k £218k

Deposit10% £15,000

£0 £145k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £130,000 mortgage. Most lenders would want a household income of about £29,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
7, Howe Street Terraced	Terraced	Nov 2024	775 sq ft £194/sq ft	775 sq ft	£194	£150,000
25, Howe Street Terraced	Terraced	Aug 2024	721 sq ft £194/sq ft	721 sq ft	£194	£140,000
33, Howe Street Terraced	Terraced	Feb 2023	721 sq ft £205/sq ft	721 sq ft	£205	£147,500
79, Howe Street Terraced	Terraced	Dec 2022	753 sq ft £188/sq ft	753 sq ft	£188	£141,999
57, Howe Street Terraced	Terraced	Nov 2020	850 sq ft £153/sq ft	850 sq ft	£153	£130,000
37, Howe Street Terraced	Terraced	Apr 2020	786 sq ft £109/sq ft	786 sq ft	£109	£86,000
21, Howe Street Terraced	Terraced	Sept 2019	743 sq ft £161/sq ft	743 sq ft	£161	£119,500
67, Howe Street Semi-detached	Semi-detached	May 2019	764 sq ft £122/sq ft	764 sq ft	£122	£93,500