1/20

3 bed house for sale Oxford Gardens, Stafford, ST16

OIRO

£190,000

Reduced on 01/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £198 per sq ft
Tenure: Freehold

EPC C 71 potential B

Key features

THREE BEDROOM TERRACED HOUSE
FRONT AND REAR GARDENS
LOUNGE AND SEPARATE DINING ROOM
CHAIN FREE
VIEWING STRONGLY RECOMMENDED

About this property

Extended and spacious three bedroom mid terrace family home, situated in the highly sought after Oxford Gardens area of Stafford. The property benefits from excellent commuter links within easy reach and a good range of local amenities, while also being conveniently located close to the historic county town of Stafford. The property comprises of lounge, dining room, kitchen, three bedrooms and bathroom. Outside the property there is a garden to the front and enclosed to the rear and also benefits from a parking space. Viewing strongly recommended. Chain free

Floorplan

Energy performance

C 71

Current

Potential

92+

81-91

86 B

69-80

71 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 71 out of 100. The average British home is band D. Its certificate says it could reach band B (86) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,535
Band B

£1,791
Band C

£2,047
Band D

£2,303
Band E

£2,814
Band F

£3,326
Band G

£3,838
Band H

£4,605

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Stafford, 2026/27 bills run from £1,535 a year in band A to £4,605 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Stafford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2.6 miles

Cheaper than 86% of the 3-bed houses for sale nearby right now.

This home, £190,000 Median £245,000 · £180,000 – £315,000

Per square foot

£198 17% under

3-bed houses nearby £237

Against sold prices

24% under

ST16 sold median £260 / sq ft, 1,130 sales

Compared with 100 3-bed houses for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in ST16 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in ST16 →

Location

Oxford Gardens, Stafford, ST16

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
288, Oxford Gardens Semi-detached	Semi-detached	Jul 2026	958 sq ft £266/sq ft	958 sq ft	£266	£255,000
319, Oxford Gardens Terraced	Terraced	Dec 2025	861 sq ft £269/sq ft	861 sq ft	£269	£232,000
294, Oxford Gardens Semi-detached	Semi-detached	Aug 2025	818 sq ft £238/sq ft	818 sq ft	£238	£195,000
283, Oxford Gardens Semi-detached	Semi-detached	Jul 2025	947 sq ft £238/sq ft	947 sq ft	£238	£225,000
337, Oxford Gardens Terraced	Terraced	Apr 2025	915 sq ft £222/sq ft	915 sq ft	£222	£203,000
327, Oxford Gardens Terraced	Terraced	Aug 2024	969 sq ft £260/sq ft	969 sq ft	£260	£252,000
290, Oxford Gardens Detached	Detached	Feb 2023	1,023 sq ft £235/sq ft	1,023 sq ft	£235	£240,000
319, Oxford Gardens Terraced	Terraced	Jun 2022	861 sq ft £226/sq ft	861 sq ft	£226	£195,000