3 bed house for sale Torthorwald, Dumfries, DG1 3QD

3 beds 2 baths Detached House

Tenure: ask agent

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About this property

Penny Cottage is a charming village home set within the peaceful surroundings of Torthorwald, offering a lovely blend of character, comfort, and countryside living. This detached property enjoys a bright, welcoming layout with generous living spaces, a well-appointed kitchen, and a cosy snug that adds real versatility to the ground floor, with solid oak throughout. Stepping in through the porch, the hallway creates an immediate sense of space and calm.

Key features

Detached House with Countryside views
Large and Bright Conservatory
Lounge/Dining Area
Kitchen with Utility Room
Snug
Three Double Bedrooms, one ensuite
Ground Source pump with underfloor heating throughout
Parking leading to garage
Good size garden
FH-0705

Floorplan

Location

Torthorwald, Dumfries, DG1 3QD

Open map Street View

Council tax: Band D (Approx £1,579/year)

Mortgage and LBTT

Property price £390,000

£195k £585k

Deposit10% £39,000

£0 £390k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £351,000 mortgage. Most lenders would want a household income of about £78,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.