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1 bed flat for sale Pednolver Terrace, St. Ives, TR26

Offers in the region of

£145,000

Added on 26/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £345 per sq ft
Tenure: Leasehold

EPC D 56 potential C

About this property

A first floor maisonette situated in a converted period property in one of the towns most regarded terrace's..

Located a short walk to the centre of St Ives and close to both the beaches and train station.

Ideal investment property. "

Please note that an AML fee is chargeable to the buyer once an offer is accepted to cover the cost of carrying out the required identity and anti-money laundering checks. Once these checks have been completed, the fee cannot be refunded, even if the property purchase does not go ahead."

Floorplan

Energy performance

D 56

Current

Potential

92+

81-91

69-80

76 C

55-68

56 D

39-54

21-38

1-20

This home is rated band D, scoring 56 out of 100. The average British home is band D. Its certificate says it could reach band C (76) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £145,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

This home

£345 / sq ft

Area average (sold)

£434 / sq ft

Price per area, sold homes nearby

£267 / sq ft

£345 / sq ft

£630 / sq ft

Lowest

This home

Highest

£345 per sq ft, below the middle of recent sales in TR26 (£267–£630, 10th–90th percentile, 265 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 265 homes sold in TR26 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in TR26 →

Location

Pednolver Terrace, St. Ives, TR26

Open map Street View

Mortgage and stamp duty

Property price £145,000

£72k £218k

Deposit10% £15,000

£0 £145k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £130,000 mortgage. Most lenders would want a household income of about £29,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 4, 6, Pednolver Terrace Flat / maisonette	Flat / maisonette	Jun 2025	409 sq ft £819/sq ft	409 sq ft	£819	£335,000
Flat 1, Summer Salt House, 7, Pednolver Terrace Flat / maisonette	Flat / maisonette	Oct 2023	226 sq ft £2,323/sq ft	226 sq ft	£2,323	£525,000
8, Pednolver Terrace Terraced	Terraced	Apr 2022	1,819 sq ft £825/sq ft	1,819 sq ft	£825	£1,500,000
Flat 4, 6, Pednolver Terrace Flat / maisonette	Flat / maisonette	Jan 2020	409 sq ft £560/sq ft	409 sq ft	£560	£229,000
Flat 4, Summer Salt House, 7, Pednolver Terrace Flat / maisonette	Flat / maisonette	Aug 2018	431 sq ft £604/sq ft	431 sq ft	£604	£260,000
Anneth Lowen, 7, Pednolver Terrace Terraced	Terraced	Feb 2017	764 sq ft £694/sq ft	764 sq ft	£694	£530,000
10, Pednolver Terrace Terraced	Terraced	Sept 2013	2,260 sq ft £336/sq ft	2,260 sq ft	£336	£760,000
4, Pednolver Terrace Semi-detached	Semi-detached	Apr 2007	n/a	n/a	n/a	£499,000