Shared ownership

1/12

Shared ownership

1/12

2 bed flat for sale Etruria Gardens, Derby, DE1

Asking price

£70,000

Added on 24/09/2026

50% share · about £140,000 full value

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £131 per sq ft
Tenure: Leasehold; 73 years left(from the agent's description)

EPC C 74

* From the agent's description. Check it with them before you rely on it.

Key features

Ground Floor Two Bed Flat
Offered at a 50% Share of Ownership
Modern Bathroom Suite
Kitchen with Ample Storage
Allocated Parking
No Onward Chain

About this property

Offered to the market with no onward chain is this immaculately presented ground floor, two bedroom flat. Situated in Little Chester, just North of the City Centre, and walking distance to Darley Park, Chester Green Community Centre and local amenities. This property also benefits from allocated parking.

Once inside the apartment, the property for sale enters via a porch and comprises of a central hallway with intercom phone large, storage cupboard with plumbing for a washing machine, and connects a large double bedroom, a generous second bedroom, the bathroom with modern white suite and grey metro-tiles to the walls, living room with double windows for floods of natural light, which in turn leads to a well-appointed kitchen with modern boiler, built-in oven and induction hob, space for fridge freezer and slimline dishwasher.

Floorplan

Energy performance

C 74

Current

Potential

92+

81-91

69-80

74 C

75 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 74 out of 100. The average British home is band D. Its certificate says it could reach band C (75) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Etruria Gardens, Derby, DE1

Open map Street View

Mortgage and stamp duty

Property price £70,000

£35k £105k

Deposit10% £7,000

£0 £70k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £63,000 mortgage. Most lenders would want a household income of about £14,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
52, Etruria Gardens Flat / maisonette	Flat / maisonette	Apr 2025	700 sq ft £100/sq ft	700 sq ft	£100	£70,000
25, Etruria Gardens Terraced	Terraced	Aug 2024	624 sq ft £64/sq ft	624 sq ft	£64	£40,000
22, Etruria Gardens Terraced	Terraced	Oct 2021	614 sq ft £122/sq ft	614 sq ft	£122	£75,000
40, Etruria Gardens Flat / maisonette	Flat / maisonette	May 2021	915 sq ft £187/sq ft	915 sq ft	£187	£171,000
41, Etruria Gardens Terraced	Terraced	Oct 2020	624 sq ft £107/sq ft	624 sq ft	£107	£67,000
60, Etruria Gardens Terraced	Terraced	Mar 2020	689 sq ft £97/sq ft	689 sq ft	£97	£67,000
1, Etruria Gardens Flat / maisonette	Flat / maisonette	Nov 2019	624 sq ft £171/sq ft	624 sq ft	£171	£107,000
32, Etruria Gardens Terraced	Terraced	Oct 2019	624 sq ft £112/sq ft	624 sq ft	£112	£70,000