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2 bed flat for sale Seaton Drive, Bedford, MK40

Offers in excess of

£180,000

Added on 26/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £304 per sq ft
Tenure: Leasehold

Service charge £576 a year EPC D 58 potential C

* From the agent's description. Check it with them before you rely on it.

About this property

A well-presented two bedroom top floor flat in central Bedford.

This property comprises entrance hall, a good sized lounge, kitchen and two double bedrooms which are both serviced via the family bathroom.

Within walking distance of locals schools, the university and train links, this property is in a sought after location and further features a low service charge of £576 per annum.

Floorplan

Energy performance

D 58

Current

Potential

92+

81-91

69-80

74 C

55-68

58 D

39-54

21-38

1-20

This home is rated band D, scoring 58 out of 100. The average British home is band D. Its certificate says it could reach band C (74) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,648
Band B

£1,922
Band C

£2,197
Band D

£2,472
Band E

£3,021
Band F

£3,570
Band G

£4,120
Band H

£4,943

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bedford, 2026/27 bills run from £1,648 a year in band A to £4,943 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bedford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £180,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

49 comparables · within 2.8 miles

Cheaper than 57% of the 2-bed flats for sale nearby right now.

This home, £180,000 Median £190,000 · £159,600 – £260,000

Per square foot

£304 12% over

2-bed flats nearby £271

Against sold prices

12% under

MK40 sold median £346 / sq ft, 1,003 sales

Compared with 49 2-bed flats for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in MK40 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in MK40 →

Location

Seaton Drive, Bedford, MK40

Open map Street View

Mortgage and stamp duty

Property price £180,000

£90k £270k

Deposit10% £18,000

£0 £180k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £162,000 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
17, Seaton Drive Terraced	Terraced	Sept 2025	657 sq ft £366/sq ft	657 sq ft	£366	£240,000
19, Seaton Drive Terraced	Terraced	Mar 2025	635 sq ft £376/sq ft	635 sq ft	£376	£238,500
11, Seaton Drive Terraced	Terraced	Jul 2019	915 sq ft £240/sq ft	915 sq ft	£240	£220,000
15, Seaton Drive Terraced	Terraced	Apr 2019	657 sq ft £327/sq ft	657 sq ft	£327	£215,000
23, Seaton Drive Flat / maisonette	Flat / maisonette	Dec 2017	603 sq ft £249/sq ft	603 sq ft	£249	£150,000
9, Seaton Drive Terraced	Terraced	Dec 2016	1,130 sq ft £183/sq ft	1,130 sq ft	£183	£207,000
3, Seaton Drive Terraced	Terraced	Jun 2016	980 sq ft £204/sq ft	980 sq ft	£204	£199,950
17, Seaton Drive Terraced	Terraced	Dec 2015	657 sq ft £265/sq ft	657 sq ft	£265	£174,000