2 bed flat for sale East Fergus Place, Kirkcaldy, KY1 1XE

2 beds 1 bath Flat

Tenure: ask agent

Added yesterday

About this property

Well presented two bedroom top floor flat located within a central Kirkcaldy setting, offering elevated views across the town centre and a spacious layout that will appeal to a range of buyers including investors and first-time purchasers. Access is gained via a secure entry system into a well-maintained communal hallway, with the property positioned on the second floor. The internal hall provides access to all main apartments and includes useful storage.

Key features

Two bedroom apartment
Ideal first time buy
Move in condition
Close to amenities
Close to train station
Allocated parking
Secure door entry system

Floorplan

Location

East Fergus Place, Kirkcaldy, KY1 1XE

Open map Street View

Council tax: Band D (Approx £1,574/year)

Mortgage and LBTT

Property price £135,000

£67k £203k

Deposit10% £14,000

£0 £135k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £121,000 mortgage. Most lenders would want a household income of about £27,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.