2 bed flat for sale Mill Street, Kirkcaldy

2 beds Flat

Freehold

Added on 16/09/2026

About this property

PROPERTY DESCRIPTION 226020/250/04501 EPC B Modern second floor apartment in central Kirkcaldy. Accommodation comprises spacious lounge, two bedrooms, kitchen with appliances, bathroom. Further benefits include secure entry, residents' parking, gas central heating & double glazing.

Key features

Upper Flat
Two Bedroom
Secure Entry
Gas Central Heating
Double Glazing
Residents' Parking
Neutral Decor
Council Tax Band C
EPC Rating B
226020/250/04501

Floorplan

Location

Mill Street, Kirkcaldy, KY1 1AD

Open map Street View

Council tax: Band C (Approx £1,399/year)

Mortgage and LBTT

Property price £85,000

£43k £128k

Deposit11% £9,000

£0 £85k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £76,000 mortgage. Most lenders would want a household income of about £17,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.