1/20
£210,000
Terraced · 2 beds · 1 bath · 651 sq ft
West Street, Banbury, OX16
0.05 miles away
1/12
1/12
1 bed flat for sale North Street, Banbury, OX16
Guide Price
£120,000
Added on 20/10/2026
Added on 20/10/2026
- Type
- Flat
- Bedrooms
- 1
- Tenure
- Freehold
Council tax Band A £1,722 a year
Key features
- Ground floor one-bedroom flat
- Own front door access
- Private low-maintenance rear courtyard
- Double bedroom
- Neautrally decorated throughout
- Investment oppertunity
- No Chain
- Freehold
- Council tax band A
- EPC rated C
About this property
For sale is a ground-floor one‑bedroom flat in Banbury, offered in good condition and benefiting from its own front door and a private rear courtyard. The flat has a practical layout with a good-sized reception room, which comfortably accommodates seating and storage and enjoys a window to the front aspect of the property. The adjoining double bedroom is neutrally decorated with a window to the rear courtyard.
Floorplan
Council tax
Band A £1,722 a year
Per year
- Band AThis home: £1,722
- Band B£2,009
- Band C£2,296
- Band D£2,583
- Band E£3,157
- Band F£3,731
- Band G£4,305
- Band H£5,166
This home is in band A, which costs £1,722 a year in Cherwell for 2026/27.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.
Location
North Street, Banbury, OX16
Mortgage and stamp duty
Property price £120,000
£60k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 41, North Street Terraced | Terraced | Sept 2025 | 850 sq ft £267/sq ft | 850 sq ft | £267 | £227,000 |
| 30, North Street Terraced | Terraced | Jul 2024 | 721 sq ft £326/sq ft | 721 sq ft | £326 | £235,000 |
| 4, North Street Terraced | Terraced | May 2024 | 872 sq ft £299/sq ft | 872 sq ft | £299 | £261,000 |
| 5, North Street Terraced | Terraced | May 2024 | 893 sq ft £266/sq ft | 893 sq ft | £266 | £237,500 |
| 17, North Street Terraced | Terraced | Jan 2024 | 1,055 sq ft £161/sq ft | 1,055 sq ft | £161 | £170,000 |
| 7, North Street Terraced | Terraced | Sept 2023 | 807 sq ft £279/sq ft | 807 sq ft | £279 | £225,000 |
| 23, North Street Terraced | Terraced | Jun 2022 | 797 sq ft £282/sq ft | 797 sq ft | £282 | £225,000 |
| Flat 3, Acorn House, 15 - 16, North Street Flat / maisonette | Flat / maisonette | Apr 2022 | 334 sq ft £336/sq ft | 334 sq ft | £336 | £112,000 |
Area insights
The neighbourhood around this property.
Marketed by
Martin & Co, Banbury
Ground Floor, Guardian House, 7 North Bar Street, Banbury, Oxfordshire More properties from this branchSimilar properties nearby
See all
