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3 bed house for sale Cross Lane, Whiston, L35

OIRO

£180,000

Added on 22/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £220 per sq ft
Tenure: Freehold

Key features

Three-bedroom mid-terrace home situated on Cross Lane, Whiston
Ideal first-time buyer opportunity offering spacious and practical accommodation
Bright and welcoming lounge providing a comfortable space to relax and unwind
Spacious kitchen/diner ideal for family meals and entertaining
Three well-proportioned bedrooms offering flexible accommodation for families, guests or home working
Off-road parking to the front for added convenience
Spacious rear garden offering an excellent outdoor space for relaxing and entertaining
No onward chain, helping to make the purchase process as straightforward as possible

About this property

A fantastic opportunity to purchase this well-proportioned three-bedroom mid-terrace property, ideally situated in the popular residential area of Whiston.

The property offers spacious and versatile accommodation throughout, making it an excellent choice for first-time buyers, young families or investors. To the ground floor, there is a welcoming lounge along with a generous kitchen/diner, providing a practical space for both everyday living and entertaining.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,659
Band B

£1,935
Band C

£2,212
Band D

£2,488
Band E

£3,041
Band F

£3,594
Band G

£4,147
Band H

£4,977

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Knowsley, 2026/27 bills run from £1,659 a year in band A to £4,977 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Knowsley, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2.8 miles

Cheaper than 70% of the 3-bed houses for sale nearby right now.

This home, £180,000 Median £220,000 · £150,000 – £305,500

Per square foot

£220 1% over

3-bed houses nearby £218

Against sold prices

4% under

L35 sold median £229 / sq ft, 766 sales

Compared with 100 3-bed houses for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in L35 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in L35 →

Location

Cross Lane, Whiston, L35

Open map Street View

Mortgage and stamp duty

Property price £180,000

£90k £270k

Deposit10% £18,000

£0 £180k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £162,000 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
107, Cross Lane Terraced	Terraced	Mar 2024	883 sq ft £181/sq ft	883 sq ft	£181	£160,000
119, Cross Lane Semi-detached	Semi-detached	Sept 2023	797 sq ft £151/sq ft	797 sq ft	£151	£120,000
95, Cross Lane Terraced	Terraced	Jan 2023	807 sq ft £173/sq ft	807 sq ft	£173	£140,000
111, Cross Lane Terraced	Terraced	May 2016	958 sq ft £52/sq ft	958 sq ft	£52	£50,000
107, Cross Lane Semi-detached	Semi-detached	May 2008	883 sq ft £139/sq ft	883 sq ft	£139	£123,000
113, Cross Lane Terraced	Terraced	Aug 2005	n/a	n/a	n/a	£113,000
107, Cross Lane Semi-detached	Semi-detached	Dec 2003	883 sq ft £100/sq ft	883 sq ft	£100	£88,000
129, Cross Lane Semi-detached	Semi-detached	Jul 2003	n/a	n/a	n/a	£55,000