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2 bed flat for sale Undercliff Drive, St. Lawrence, PO38

Asking price

£180,000

Added on 09/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Ask agent

Council tax Band B £2,042 a year

Key features

Top floor apartment
Extensive & panoramic sea views
St Lawrence location
Two bedrooms
Chain free
Short notice viewing available

About this property

Situated in it's own grounds with ample car parking, Carfax is a character building on the St Lawrence outskirts of Ventnor occupying an elevated coastal position with sea views. This top floor two bedroomed apartment is accessed externally via a walkway to it's own entrance door, making it the ideal secure lock-up and leave. Viewing essential

Floorplan

Council tax

Band B £2,042 a year

Per year

Band A

£1,751
Band B

This home: £2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band B, which costs £2,042 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Undercliff Drive, St. Lawrence, PO38

In the Isle of Wight National Landscape, an Area of Outstanding Natural Beauty. Contains Natural England data © Natural England, Open Government Licence v3.

Open map Street View

Mortgage and stamp duty

Property price £180,000

£90k £270k

Deposit10% £18,000

£0 £180k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £162,000 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Sherwood, Undercliff Drive Detached	Detached	May 2026	n/a	n/a	n/a	£435,000
Flat 5, Carfax, Undercliff Drive Flat / maisonette	Flat / maisonette	Mar 2026	431 sq ft £302/sq ft	431 sq ft	£302	£130,000
1, Rockmount Cottages, Undercliff Drive Semi-detached	Semi-detached	Feb 2023	1,324 sq ft £242/sq ft	1,324 sq ft	£242	£320,000
Flat 1, Carfax, Undercliff Drive Flat / maisonette	Flat / maisonette	Feb 2022	1,324 sq ft £135/sq ft	1,324 sq ft	£135	£179,000
Wingcliff Cottage, Undercliff Drive Detached	Detached	Jan 2021	n/a	n/a	n/a	£535,000
Flat 2, Carfax, Undercliff Drive Flat / maisonette	Flat / maisonette	Jul 2020	1,249 sq ft £136/sq ft	1,249 sq ft	£136	£170,000
2, Rockmount Cottages, Undercliff Drive Semi-detached	Semi-detached	Sept 2019	1,249 sq ft £280/sq ft	1,249 sq ft	£280	£350,000
The Old Coach House, Undercliff Drive Detached	Detached	Jul 2019	n/a	n/a	n/a	£405,000