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2 bed flat for sale Lowgate, Hull, HU1

Asking price

£140,000

Added on 23/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

Service charge £4,584 a yearGround rent £45 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Spacious two-bedroom apartment
Located in the popular Old Town area
Large open-plan kitchen/lounge
Two good-sized bedrooms
Secure allocated parking space
Close to local amenities and transport links
Ideal for professionals
Excellent investment opportunity

About this property

Situated in the heart of the sought-after Old Town, this spacious two-bedroom mezzanine apartment offers an excellent opportunity for investors and professionals alike.

Boasting a generous open-plan kitchen and lounge area, the property provides a modern and versatile living space ideal for relaxing, entertaining, or working from home. The first bedroom is located on the ground floor of the flat with the second bedroom located on the first floor of the mezzanine apartment. the upper floor, Both bedrooms offering ample space for furnishings and comfortable living, along with the apartment's bathroom.

Council tax

Ask agent

Per year

Band A

£1,530
Band B

£1,785
Band C

£2,040
Band D

£2,295
Band E

£2,805
Band F

£3,315
Band G

£3,825
Band H

£4,590

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Kingston upon Hull, 2026/27 bills run from £1,530 a year in band A to £4,590 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Kingston upon Hull, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £140,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Lowgate, Hull, HU1

Open map Street View

Mortgage and stamp duty

Property price £140,000

£70k £210k

Deposit10% £14,000

£0 £140k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £126,000 mortgage. Most lenders would want a household income of about £28,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
5, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Feb 2025	614 sq ft £102/sq ft	614 sq ft	£102	£62,500
11, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Jun 2023	431 sq ft £109/sq ft	431 sq ft	£109	£47,000
21, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Jun 2023	721 sq ft £121/sq ft	721 sq ft	£121	£87,500
22, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Nov 2022	743 sq ft £121/sq ft	743 sq ft	£121	£90,000
17, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Oct 2022	657 sq ft £114/sq ft	657 sq ft	£114	£75,000
1, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Oct 2022	710 sq ft £183/sq ft	710 sq ft	£183	£130,000
26, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Jul 2022	753 sq ft £109/sq ft	753 sq ft	£109	£82,000
40, City Exchange, Lowgate Flat / maisonette	Flat / maisonette	Jul 2022	926 sq ft £135/sq ft	926 sq ft	£135	£125,000