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4 bed house for sale Margaret Street, Derby, DE1

Offers over
£430,000
Ashley Adams logo

Added on 25/09/2026

Type
Terraced
Bedrooms
4
Bathrooms
1
Size
£215 per sq ft
Tenure
Freehold
EPC Energy rating band D 55 potential C

Key features

  • Four-bedroom end-terrace property
  • Generous accommodation
  • Two spacious reception rooms
  • Large open-plan kitchen/diner
  • Substantial multi-room cellar
  • Well-proportioned bedrooms throughout
  • Convenient location close to Derby city centre
  • Ideal for families, first-time buyers, or investors

About this property

Situated on the ever-popular Margaret Street in Derby, this deceptively spacious four-bedroom end-terraced property offers an excellent opportunity for families, first-time buyers, or investors seeking substantial accommodation in a convenient location.

The property benefits from a traditional layout combined with generous proportions throughout, including two well-sized reception rooms, a large open kitchen/diner, and four bedrooms arranged across the upper floor. In addition, the home boasts a sizeable cellar with multiple chambers..

Floorplan

Energy performance

Energy rating band D 55
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 77 C
55-68
D
Current rating: 55 D
39-54
E
21-38
F
1-20
G

This home is rated band D, scoring 55 out of 100. The average British home is band D. Its certificate says it could reach band C (77) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,537
  • Band B
    £1,794
  • Band C
    £2,050
  • Band D
    £2,306
  • Band E
    £2,818
  • Band F
    £3,331
  • Band G
    £3,843
  • Band H
    £4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

59 comparables · within 3 miles

Priced above 78% of the 4-bed houses for sale nearby right now.

This home, £430,000 Median £325,000 · £228,000 – £505,000
Per square foot
£215 11% under
4-bed houses nearby £242
Against sold prices
4% over
DE1 sold median £207 / sq ft, 268 sales

Compared with 59 4-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE1 →

Location

Margaret Street, Derby, DE1

Mortgage and stamp duty

Property price £430,000
£215k £645k
Deposit10% £43,000
£0 £430k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £387,000 mortgage. Most lenders would want a household income of about £86,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
15, Margaret Street TerracedJun 20231,119 sq ft £246/sq ft£274,950
15, Margaret Street TerracedMay 20151,119 sq ft £194/sq ft£217,000
7, Margaret Street TerracedJan 20141,173 sq ft £141/sq ft£165,000
17, Margaret Street TerracedAug 20131,345 sq ft £119/sq ft£160,000
15, Margaret Street TerracedDec 20091,119 sq ft £119/sq ft£133,000
15, Margaret Street TerracedAug 20091,119 sq ft £136/sq ft£152,000
3, Margaret Street DetachedFeb 2007n/a£275,000
21, Margaret Street TerracedAug 20041,399 sq ft £99/sq ft£138,500

All sold prices in Derby →

Area insights

The neighbourhood around this property.

Marketed by
Ashley Adams, Derby
37-38 Iron Gate, DERBY, Derbyshire
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