2 bed flat for sale Picadilly, Bradford, BD1

Guide Price

£28,000

Added on 20/10/2026

For sale by auction

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold; 978 years left

Council tax Band B £1,836 a year

Key features

For sale by Online auction on the 17th November 2026
Guide price £28,000 +
Two bedroom third floor Apartment
Vacant
Converted mill
Bradford city centre
Council Tax band B - EPC rating D

About this property

For sale by Online auction on the 17th November 2026, bidding starts 16th November 2026. This two bedroom, third floor apartment is offered for sale via traditional auction. The property does require refurbishment but would make a fantastic addition to a rental portfolio when brought up to standard. Similar good standard apartments have been advertised in the region of £725pcm which, if agreed, would reflect over a 31% gross yield return based on the guide price.

Floorplan

Council tax

Band B £1,836 a year

Per year

Band A

£1,574
Band B

This home: £1,836
Band C

£2,098
Band D

£2,361
Band E

£2,885
Band F

£3,410
Band G

£3,935
Band H

£4,721

This home is in band B, which costs £1,836 a year in Bradford for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bradford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Picadilly, Bradford, BD1

Open map Street View

Mortgage and stamp duty

Property price £28,000

£14k £42k

Deposit11% £3,000

£0 £28k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £25,000 mortgage. Most lenders would want a household income of about £6,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 8, Equity Chambers, 40, Piccadilly Flat / maisonette	Flat / maisonette	Dec 2024	581 sq ft £95/sq ft	581 sq ft	£95	£55,000
Flat 26, Equity Chambers, 40, Piccadilly Flat / maisonette	Flat / maisonette	Dec 2024	861 sq ft £75/sq ft	861 sq ft	£75	£65,000
Apartment 4, 40a, Piccadilly Flat / maisonette · new build	Flat / maisonette · new build	Apr 2024	807 sq ft £133/sq ft	807 sq ft	£133	£107,000
Flat 51, Equity Chambers, 40, Piccadilly Flat / maisonette	Flat / maisonette	Feb 2024	398 sq ft £100/sq ft	398 sq ft	£100	£39,999
Apartment 2, 40a, Piccadilly Flat / maisonette · new build	Flat / maisonette · new build	Feb 2024	570 sq ft £167/sq ft	570 sq ft	£167	£95,000
Apartment 1, 40a, Piccadilly Flat / maisonette · new build	Flat / maisonette · new build	Feb 2024	474 sq ft £190/sq ft	474 sq ft	£190	£90,000
Apartment 3, 40a, Piccadilly Flat / maisonette · new build	Flat / maisonette · new build	Feb 2024	484 sq ft £186/sq ft	484 sq ft	£186	£90,000
Flat 62, Equity Chambers, 40, Piccadilly Flat / maisonette	Flat / maisonette	Jul 2023	463 sq ft £270/sq ft	463 sq ft	£270	£125,000