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2 bed house for sale Tower Terrace, Kirkcaldy, KY1

Offers Over

£174,950

Added on 23/10/2026

Type: Semi-detached
Bedrooms: 2
Bathrooms: 2
Tenure: Ask agent

About this property

Beautifully Presented Two-Bed Semi-Detached Family Home situated In A Popular Area Of Kirkcaldy.

This spacious property is in excellent order throughout and offers an opportunity for a third bedroom on the top floor, subject to the relevant planning permissions.

Ideally located close to local amenities, Ice rink, Victoria Hospital, schools and excellent public transport links, with the town centre also within easy reach.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,049
Band B

£1,224
Band C

£1,399
Band D

£1,574
Band E

£2,068
Band F

£2,557
Band G

£3,082
Band H

£3,856

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Fife, 2026/27 bills run from £1,049 a year in band A to £3,856 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £174,950

2 beds · 2 baths · this listing

Location

Tower Terrace, Kirkcaldy, KY1

Open map Street View

Mortgage and LBTT

Property price £174,950

£87k £263k

Deposit10% £17,000

£0 £175k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £157,950 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.