1/36
£675,000
Land · 5 beds · 3 baths · 3,014 sq ft
Nelson Road, Lexden, CO3
0.26 miles away
Freehold
1/20
1/20
3 bed house for sale Ratcliffe Road, Colchester, CO3
Asking Price Of
£325,000
Added yesterday
Added yesterday
- Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- 2
- Tenure
- Freehold
Key features
- No Onward Chain
- Extended Family Home
- Well Presented Throughout
- Three Double Bedrooms
- Spacious Lounge
- Kitchen/Breakfast Room
- Study and Cloakroom
- Family Bathroom & Ensuite to Principal Bedroom
- Walk in Wardrobe
- Off Road Parking & Private Rear Garden
About this property
The accommodation begins with an entrance porch that leads through to the spacious living room which has a double glazed window to the front aspect, feature fireplace, a useful understairs cupboard, and doors leading to the kitchen/breakfast room, stairs heading up to the first floor, and inner hall to the study, cloakroom and another storage cupboard. The ground floor study has double glazed French doors leading out to the rear garden and could also be used as a dining room, playroom or 4th bedroom. The cloakroom has been fitted with a low level w/c, hand wash basin, and a double glazed obscured window to the front.
Floorplan
Council tax
Ask agent
Per year
- Band A£1,522
- Band B£1,776
- Band C£2,029
- Band D£2,283
- Band E£2,790
- Band F£3,297
- Band G£3,805
- Band H£4,566
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Colchester, 2026/27 bills run from £1,522 a year in band A to £4,566 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
100 comparables · within 2.7 milesCheaper than 51% of the 3-bed houses for sale nearby right now.
This home, £325,000 Median £350,000 · £280,000 – £452,500
Compared with 100 3-bed houses for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.
Location
Ratcliffe Road, Colchester, CO3
Mortgage and stamp duty
Property price £325,000
£162k £488k
Deposit10% £33,000
£0 £325k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 15, Ratcliffe Road Terraced | Terraced | Oct 2023 | 1,044 sq ft £249/sq ft | 1,044 sq ft | £249 | £260,000 |
| 2c, Ratcliffe Road Terraced | Terraced | Jul 2023 | 883 sq ft £297/sq ft | 883 sq ft | £297 | £262,000 |
| 1a, Ratcliffe Road Detached | Detached | Jun 2023 | 388 sq ft £477/sq ft | 388 sq ft | £477 | £185,000 |
| 4, Ratcliffe Road Terraced | Terraced | May 2023 | 861 sq ft £261/sq ft | 861 sq ft | £261 | £225,000 |
| 2, Ratcliffe Road Terraced | Terraced | Dec 2022 | 947 sq ft £367/sq ft | 947 sq ft | £367 | £348,000 |
| 1c, Ratcliffe Road Terraced | Terraced | Sept 2019 | 969 sq ft £225/sq ft | 969 sq ft | £225 | £218,000 |
| 1c, Ratcliffe Road Terraced | Terraced | Jun 2016 | 969 sq ft £215/sq ft | 969 sq ft | £215 | £208,000 |
| 3, Ratcliffe Road Terraced | Terraced | Mar 2015 | 764 sq ft £216/sq ft | 764 sq ft | £216 | £165,000 |
All sales on Ratcliffe Road → All sold prices in Colchester →
Area insights
The neighbourhood around this property.
