1/5

1 bed house for sale Derwent Close, St Ives, PE27

Asking price

£165,000

Reduced on 20/10/2026

Type: Terraced
Bedrooms: 1
Size: £431 per sq ft
Tenure: Freehold

About this property

Well-presented one-bedroom cluster home situated on Derwent Close in St Ives. Offering a spacious living room, separate fitted kitchen, double bedroom, bathroom and useful storage. The property provides an excellent opportunity for first-time buyers, dow

Charming One-Bedroom Cluster Home | Approx. 35.6 sq.m | Popular St Ives Location

A well-proportioned one-bedroom cluster home situated on Derwent Close in St Ives, offering an excellent opportunity for first-time buyers, downsizers or investors. The property combines practical living accommodation with a convenient layout across two floors. The ground floor features a bright and generously sized living room, measuring approximately 3.41m x 3.30m, providing a comfortable main reception space with access through to the kitchen.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,704
Band B

£1,988
Band C

£2,272
Band D

£2,556
Band E

£3,124
Band F

£3,693
Band G

£4,261
Band H

£5,113

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Huntingdonshire, 2026/27 bills run from £1,704 a year in band A to £5,113 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Huntingdonshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£431 / sq ft

Area average (sold)

£350 / sq ft

Price per area, sold homes nearby

£269 / sq ft

£431 / sq ft

£415 / sq ft

Lowest

This home

Highest

£431 per sq ft, above 9 in 10 recent sales in PE27 (£269–£415, 10th–90th percentile, 563 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 563 homes sold in PE27 over the last 24 months. This home's figure uses its asking price.

Location

Derwent Close, St Ives, PE27

Open map Street View

Mortgage and stamp duty

Property price £165,000

£82k £248k

Deposit10% £17,000

£0 £165k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £148,000 mortgage. Most lenders would want a household income of about £33,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
90, Derwent Close Terraced	Terraced	Jul 2025	560 sq ft £343/sq ft	560 sq ft	£343	£192,000
10, Derwent Close Terraced	Terraced	May 2025	581 sq ft £335/sq ft	581 sq ft	£335	£195,000
22, Derwent Close Terraced	Terraced	Oct 2024	431 sq ft £355/sq ft	431 sq ft	£355	£153,000
36, Derwent Close Terraced	Terraced	Jul 2024	560 sq ft £341/sq ft	560 sq ft	£341	£191,000
72, Derwent Close Terraced	Terraced	Jun 2024	431 sq ft £397/sq ft	431 sq ft	£397	£171,000
38, Derwent Close Terraced	Terraced	Apr 2024	420 sq ft £417/sq ft	420 sq ft	£417	£175,000
40, Derwent Close Terraced	Terraced	Dec 2023	431 sq ft £406/sq ft	431 sq ft	£406	£175,000
68, Derwent Close Semi-detached	Semi-detached	Jun 2023	560 sq ft £375/sq ft	560 sq ft	£375	£210,000