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1 bed flat for sale Cold Bath Road, Harrogate, HG2

Guide Price

£92,500

Added on 13/10/2026

Retirement home

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Leasehold

Key features

Chain free
Spacious one-bedroom second-floor retirement apartment
Juliet balcony with elevated views towards Harrogate town centre
Generous living and dining room
Separate fitted kitchen with window
Double bedroom with mirrored fitted wardrobes
Newly installed UPVC French doors
Popular McCarthy & Stone retirement development for the over-55s, with House Manager, lift, residents’ lounge and guest suite
Excellent location close to Valley Gardens, local amenities and Harrogate town centre
EPC TBC

About this property

A spacious one-bedroom second-floor retirement apartment with a Juliet balcony enjoying elevated views towards Harrogate town centre. Offering scope for modernisation, the property forms part of the popular Adelphi development for the over-55s, conveniently located close to Valley Gardens and local amenities. The accommodation comprises an entrance hall with useful storage, a generous living and dining room with newly installed UPVC French doors opening onto the Juliet balcony, a separate fitted kitchen, a double bedroom with mirrored fitted wardrobes and a bathroom with bath and overhead shower.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,696
Band B

£1,979
Band C

£2,262
Band D

£2,544
Band E

£3,110
Band F

£3,675
Band G

£4,241
Band H

£5,089

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In North Yorkshire, 2026/27 bills run from £1,696 a year in band A to £5,089 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Yorkshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Cold Bath Road, Harrogate, HG2

Open map Street View

Mortgage and stamp duty

Property price £92,500

£46k £139k

Deposit10% £9,000

£0 £93k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £83,500 mortgage. Most lenders would want a household income of about £19,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 27, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	May 2026	441 sq ft £215/sq ft	441 sq ft	£215	£95,000
Flat 40, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	Mar 2026	775 sq ft £271/sq ft	775 sq ft	£271	£210,000
Flat 24, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	Feb 2026	678 sq ft £354/sq ft	678 sq ft	£354	£240,000
Flat 60, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	Feb 2026	484 sq ft £187/sq ft	484 sq ft	£187	£90,500
Flat 9, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	Jan 2026	527 sq ft £209/sq ft	527 sq ft	£209	£110,000
Flat 62, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	Dec 2025	495 sq ft £133/sq ft	495 sq ft	£133	£66,000
Flat 8, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	Nov 2025	506 sq ft £222/sq ft	506 sq ft	£222	£112,500
Flat 43, The Adelphi, Cold Bath Road Flat / maisonette	Flat / maisonette	Nov 2025	560 sq ft £161/sq ft	560 sq ft	£161	£90,000