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2 bed flat for sale Bank Road, Lancaster, LA1

Offers over

£95,000

Reduced on 18/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £146 per sq ft
Tenure: Leasehold

About this property

NO CHAIN! A superb ground floor purpose-built apartment offering generous proportions, excellent natural light and the convenience of modern, low-maintenance living. From the moment you step inside, the apartment impresses with its sense of space and airy feel.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,669
Band B

£1,947
Band C

£2,225
Band D

£2,503
Band E

£3,059
Band F

£3,616
Band G

£4,172
Band H

£5,006

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lancaster, 2026/27 bills run from £1,669 a year in band A to £5,006 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lancaster, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

23 comparables · within 3 miles

Cheaper than 91% of the 2-bed flats for sale nearby right now.

This home, £95,000 Median £140,000 · £100,000 – £199,600

Per square foot

£146 16% under

2-bed flats nearby £174

Against sold prices

34% under

LA1 sold median £223 / sq ft, 1,307 sales

Compared with 23 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LA1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LA1 →

Location

Bank Road, Lancaster, LA1

Open map Street View

Mortgage and stamp duty

Property price £95,000

£48k £143k

Deposit11% £10,000

£0 £95k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £85,000 mortgage. Most lenders would want a household income of about £19,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
21, Bank Road Terraced	Terraced	Sept 2025	797 sq ft £169/sq ft	797 sq ft	£169	£135,000
43, Bank Road Flat / maisonette	Flat / maisonette	Sept 2025	506 sq ft £226/sq ft	506 sq ft	£226	£114,500
19, Bank Road Terraced	Terraced	Jul 2023	797 sq ft £149/sq ft	797 sq ft	£149	£118,500
29, Bank Road Flat / maisonette	Flat / maisonette	Dec 2022	527 sq ft £209/sq ft	527 sq ft	£209	£110,000
3, Bank Road Terraced	Terraced	Oct 2022	624 sq ft £178/sq ft	624 sq ft	£178	£111,000
33, Bank Road Flat / maisonette	Flat / maisonette	Jun 2022	592 sq ft £160/sq ft	592 sq ft	£160	£95,000
23, Bank Road Terraced	Terraced	Mar 2022	797 sq ft £151/sq ft	797 sq ft	£151	£120,000
20, Bank Road Terraced	Terraced	Mar 2022	797 sq ft £146/sq ft	797 sq ft	£146	£116,000