£450,000
Flat · 3 beds · 1 bath
St. Ives, Three bed maisonette in prime location, TR26
0.03 miles away
Leasehold
1/16
1/16
2 bed house for sale Academy Terrace, St. Ives, TR26
Asking price
£495,000
Added on 26/09/2026
Added on 26/09/2026
- Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- £660 per sq ft
- Tenure
- Freehold
EPC Energy rating band D 58 potential B
Highlights
From the agent's description
- Private garden
- Sea views
- Water views
- Open-plan kitchen/diner
About this property
An attractive and well-presented terraced town house situated in a secluded position just yards from the heart of St Ives. The property is accessed via a quiet terrace path and enjoys fantastic views over the town, harbour and across St.Ives Bay.
This comfortable and stylish home is arranged over 3 floors and features a reverse-level arrangement to fully capture the great views.
Floorplan
Energy performance
Energy rating band D 58
Current
Potential
92+
A
81-91
B
Potential rating: 91 B
69-80
C
55-68
D
Current rating: 58 D
39-54
E
21-38
F
1-20
G
This home is rated band D, scoring 58 out of 100. The average British home is band D. Its certificate says it could reach band B (91) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,727
- Band B£2,015
- Band C£2,303
- Band D£2,591
- Band E£3,167
- Band F£3,742
- Band G£4,318
- Band H£5,182
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
This home
£660 / sq ft
Area average (sold)
£434 / sq ft
Price per area, sold homes nearby
£267 / sq ft
£660 / sq ft
£630 / sq ft
Lowest
This home
Highest
£660 per sq ft, above 9 in 10 recent sales in TR26 (£267–£630, 10th–90th percentile, 265 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 265 homes sold in TR26 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in TR26 →
Location
Academy Terrace, St. Ives, TR26
Mortgage and stamp duty
Property price £495,000
£247k £743k
Deposit10% £50,000
£0 £495k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £445,000 mortgage. Most lenders would want a household income of about £99,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 5, Academy Terrace Terraced | Terraced | Nov 2019 | 764 sq ft £589/sq ft | 764 sq ft | £589 | £450,000 |
| 2, Academy Terrace Terraced | Terraced | Nov 2018 | 721 sq ft £541/sq ft | 721 sq ft | £541 | £390,500 |
| 1, Academy Terrace Terraced | Terraced | Jun 2009 | 1,098 sq ft £225/sq ft | 1,098 sq ft | £225 | £247,000 |
Area insights
The neighbourhood around this property.
