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£130,000

Offers Over

4 bed house for sale Chapel Street, Workington, CA14 2BS

4 beds 2 baths End of Terrace House

Tenure: ask agent

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About this property

Cashflowing Airbnb Or Future-Proof Family Home? This Town Centre End Terrace Could Be Both. Four double bedrooms, two bathrooms, a flexible layout and big backyard potential make this a chain free home you can move straight into or just keep earning.

Key features

Already earning as an Airbnb or ready for family life – this chain-free home gives you options
Four double bedrooms across the top two floors
Two bathrooms on the first floor – one with a bath, one with a shower
Flexible second reception room works as a fifth bedroom, home office or an extra place to relax
Spacious kitchen diner opens to the yard
Large backyard with two stores and a WC – and plenty of potential
Fully updated in recent years, so there's nothing urgent to tackle before you move in or let out
Quietly tucked away yet just minutes from the town centre shops, bus and train stations and Vulcan Park
Excellent short-term let location – walkable to transport links, shops and schools
No chain means you can move quickly, whether you’re buying to let or to live in

Floorplan

Energy performance

E 50

Current

Potential

92+

81-91

69-80

78 C

55-68

39-54

50 E

21-38

1-20

This home is rated band E, scoring 50 out of 100. The average British home is band D. Its certificate says it could reach band C (78) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Price guide

This home

£100 / sq ft

Area average (sold)

£170 / sq ft

Price per area, sold homes nearby

£88 / sq ft

£100 / sq ft

£248 / sq ft

Lowest

This home

Highest

£100 per sq ft, below the middle of recent sales in CA14 (£88–£248, 10th–90th percentile, 1,004 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,004 homes sold in CA14 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in CA14 →

Location

Chapel Street, Workington, CA14 2BS

Open map Street View

Council tax: Band D (Approx £2,511/year)

Mortgage and stamp duty

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Historic sold prices nearby

HM Land Registry sales in CA14 2BS. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
8, Chapel Street Terraced	Terraced	Nov 2024	893 sq ft £95/sq ft	893 sq ft	£95	£85,000
8, Chapel Street Terraced	Terraced	Mar 2024	893 sq ft £62/sq ft	893 sq ft	£62	£55,500
9, Chapel Street Terraced	Terraced	Feb 2023	915 sq ft £87/sq ft	915 sq ft	£87	£80,000
5, Chapel Street Terraced	Terraced	May 2022	936 sq ft £123/sq ft	936 sq ft	£123	£115,000
7, Chapel Street Terraced	Terraced	Feb 2022	797 sq ft £87/sq ft	797 sq ft	£87	£69,250
13, Chapel Street Terraced	Terraced	Dec 2021	883 sq ft £102/sq ft	883 sq ft	£102	£90,000
10, Chapel Street Terraced	Terraced	Sept 2021	850 sq ft £98/sq ft	850 sq ft	£98	£83,500
13, Chapel Street Terraced	Terraced	May 2008	883 sq ft £106/sq ft	883 sq ft	£106	£94,000