2 bed flat for sale Cairns Street West, Kirkcaldy, KY1 2JA

2 beds 1 bath Ground Floor Flat

Tenure: ask agent

Added yesterday

About this property

Spacious ground floor flat offering generous accommodation, off-street parking and an enclosed rear garden with a pleasant southerly aspect. Positioned only a short walk from Victoria Hospital, it presents an ideal opportunity for first-time buyers, those looking to downsize or anyone seeking a property with strong investment potential. The ground floor layout begins with a welcoming hallway that includes a useful storage cupboard.

Key features

Front and rear garden
Driveway
Ideal first time buy or downsize
Move in condition
Large garden
Two double bedrooms
Gas central heating and double glazing
Two bedroom ground floor flat

Floorplan

Location

Cairns Street West, Kirkcaldy, KY1 2JA

Open map Street View

Council tax: Band D (Approx £1,574/year)

Mortgage and LBTT

Property price £90,000

£45k £135k

Deposit10% £9,000

£0 £90k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.