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3 bed house for sale The Spinney, Finchampstead, RG40

Offers In Excess

£475,000

Added on 16/09/2026

Type: House
Bedrooms: 3
Bathrooms: 1
Size: £468 per sq ft
Tenure: Freehold

Council tax Band D £2,498 a year EPC C 74

Key features

Lovely three-bedroom home
Parking for 2 vehicles
Characterful living room with log burner
Flexible additional reception room
Three genuine double bedrooms
Private landscaped rear garden
Kitchen with open breakfast bar
Ultra fast Broadband 10000Mbps
Satellite/Fibre TV Available with BT & Sky
Mobile Coverage with EE, Vodafone, Three & O2

About this property

Situated within the ever-popular Fern Lea development in Finchampstead, this beautifully presented three-bedroom home has been thoughtfully enhanced and clearly cherished by its current owners, combining character, comfort and versatility with a wonderful sense of warmth throughout.

The ground floor is centred around a charming kitchen, complete with an open breakfast bar creating a natural connection through to the lovely spacious living room. Here, parquet flooring and a feature log burner provide both character and warmth, while doors open directly onto the landscaped rear garden, creating an effortless connection between the inside and out.

Floorplan

Energy performance

C 74

Current

Potential

92+

81-91

69-80

74 C

80 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 74 out of 100. The average British home is band D. Its certificate says it could reach band C (80) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band D £2,498 a year

Per year

Band A

£1,665
Band B

£1,943
Band C

£2,220
Band D

This home: £2,498
Band E

£3,053
Band F

£3,608
Band G

£4,163
Band H

£4,995

This home is in band D, which costs £2,498 a year in Wokingham for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Wokingham, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

38 comparables · within 3 miles

Cheaper than 63% of the 3-bed houses for sale nearby right now.

This home, £475,000 Median £514,500 · £422,000 – £691,500

Per square foot

£468 3% under

3-bed houses nearby £480

Against sold prices

2% under

RG40 sold median £475 / sq ft, 1,022 sales

Compared with 38 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in RG40 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in RG40 →

Location

The Spinney, Finchampstead, RG40

Open map Street View

Mortgage and stamp duty

Property price £475,000

£237k £713k

Deposit10% £48,000

£0 £475k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £427,000 mortgage. Most lenders would want a household income of about £95,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
35, The Spinney Detached	Detached	Apr 2026	1,453 sq ft £420/sq ft	1,453 sq ft	£420	£610,000
37, The Spinney Detached	Detached	Apr 2026	1,163 sq ft £458/sq ft	1,163 sq ft	£458	£533,000
5, The Spinney Semi-detached	Semi-detached	Mar 2026	850 sq ft £435/sq ft	850 sq ft	£435	£370,000
1, The Spinney Semi-detached	Semi-detached	Aug 2025	1,227 sq ft £401/sq ft	1,227 sq ft	£401	£492,500
4, The Spinney Terraced	Terraced	Aug 2025	990 sq ft £384/sq ft	990 sq ft	£384	£380,000
19, The Spinney Terraced	Terraced	Jan 2025	872 sq ft £482/sq ft	872 sq ft	£482	£420,000
15, The Spinney Terraced	Terraced	Feb 2024	1,012 sq ft £405/sq ft	1,012 sq ft	£405	£410,000
34, The Spinney Detached	Detached	Jan 2023	1,227 sq ft £501/sq ft	1,227 sq ft	£501	£615,000