Shared ownership

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Shared ownership

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3 bed house for sale Grove Gardens, Elm, PE14

Asking price

£96,000

Added on 17/10/2026

40% share · about £240,000 full value

Type: Semi-detached
Bedrooms: 3
Tenure: Leasehold

About this property

Situated on a popular development in the sought-after village of Elm, this modern semi-detached home is available to purchase on a 40% shared ownership basis, offering an excellent opportunity for first-time buyers and those looking to take their first Open House Sat 31st Oct 10am - 11am. Situated on a popular development in the sought-after village of Elm, this modern semi-detached home is available to purchase on a 40% shared ownership basis, offering an excellent opportunity for first-time buyers and those looking to take their first step onto the property ladder. The ground floor comprises an entrance hall, a spacious 17ft lounge/diner, a further 17ft kitchen/diner providing ample space for cooking and entertaining, and a convenient downstairs WC.

Council tax

Ask agent

Per year

Band A

£1,620
Band B

£1,890
Band C

£2,160
Band D

£2,430
Band E

£2,970
Band F

£3,510
Band G

£4,050
Band H

£4,860

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Kings Lynn and West Norfolk, 2026/27 bills run from £1,620 a year in band A to £4,860 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Kings Lynn and West Norfolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Grove Gardens, Elm, PE14

Open map Street View

Mortgage and stamp duty

Property price £96,000

£48k £144k

Deposit10% £10,000

£0 £96k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £86,000 mortgage. Most lenders would want a household income of about £20,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
11, Grove Gardens Detached	Detached	Aug 2026	1,001 sq ft £295/sq ft	1,001 sq ft	£295	£295,000
11, Grove Gardens Detached	Detached	Jun 2022	1,001 sq ft £280/sq ft	1,001 sq ft	£280	£280,000
1, Grove Gardens Detached	Detached	Jun 2022	1,378 sq ft £318/sq ft	1,378 sq ft	£318	£437,500
19, Grove Gardens Detached	Detached	Aug 2021	1,206 sq ft £249/sq ft	1,206 sq ft	£249	£300,000
21, Grove Gardens Detached	Detached	Oct 2018	1,163 sq ft £212/sq ft	1,163 sq ft	£212	£246,000
20, Grove Gardens Detached	Detached	Dec 2017	1,206 sq ft £182/sq ft	1,206 sq ft	£182	£220,000
18, Grove Gardens Detached	Detached	Nov 2017	990 sq ft £235/sq ft	990 sq ft	£235	£233,000
3, Grove Gardens Detached	Detached	Aug 2017	1,173 sq ft £234/sq ft	1,173 sq ft	£234	£275,000