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3 bed house for sale North Street, Banbury, OX16

Asking price
£275,000
Distinct Property Consultants logo

Reduced on 17/09/2026

Type
Terraced
Bedrooms
3
Bathrooms
1
Size
£326 per sq ft
Tenure
Freehold
EPC Energy rating band D 57 potential B

Key features

  • 3 Total Bedrooms
  • 2 Reception Rooms
  • 1 Bathroom
  • House
  • Terraced
  • Garden
  • 872 Square Feet
  • Street Parking
  • Freehold

About this property

This charming property on offers a fantastic opportunity for a town-centre home or investment. Located near local amenities, it features well-proportioned rooms, a fitted kitchen, a spacious bedroom, and a bathroom. With excellent access to the M40 and train station, this is a prime commuter location.

WHAT IS IN THE ACCOMODATION

Cosy front facing living room, dining room, kitchen with door leading to the rear porch that has got access to the garden. Bedrooms are spread across two floors. One double bedroom, one single bedroom and family bathroom are situated on first floor and the main, large double bedroom with built in storage space is on second floor.

Floorplan

Energy performance

Energy rating band D 57
Current
Potential
92+
A
81-91
B
Potential rating: 81 B
69-80
C
55-68
D
Current rating: 57 D
39-54
E
21-38
F
1-20
G

This home is rated band D, scoring 57 out of 100. The average British home is band D. Its certificate says it could reach band B (81) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,722
  • Band B
    £2,009
  • Band C
    £2,296
  • Band D
    £2,583
  • Band E
    £3,157
  • Band F
    £3,731
  • Band G
    £4,305
  • Band H
    £5,166

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cherwell, 2026/27 bills run from £1,722 a year in band A to £5,166 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Reduced
    September 2026 £275,000

    Was £280,000

  2. Listed
    September 2026 £280,000

    3 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

This home
£326 / sq ft
Area average (sold)
£334 / sq ft
Price per area, sold homes nearby
Lowest
This home
Highest

£326 per sq ft, below the middle of recent sales in OX16 (£245–£419, 10th–90th percentile, 1,448 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,448 homes sold in OX16 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in OX16 →

Location

North Street, Banbury, OX16

Mortgage and stamp duty

Property price £275,000
£137k £413k
Deposit10% £28,000
£0 £275k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £247,000 mortgage. Most lenders would want a household income of about £55,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
41, North Street TerracedSept 2025850 sq ft £267/sq ft£227,000
30, North Street TerracedJul 2024721 sq ft £326/sq ft£235,000
4, North Street TerracedMay 2024872 sq ft £299/sq ft£261,000
5, North Street TerracedMay 2024893 sq ft £266/sq ft£237,500
17, North Street TerracedJan 20241,055 sq ft £161/sq ft£170,000
7, North Street TerracedSept 2023807 sq ft £279/sq ft£225,000
23, North Street TerracedJun 2022797 sq ft £282/sq ft£225,000
Flat 3, Acorn House, 15 - 16, North Street Flat / maisonetteApr 2022334 sq ft £336/sq ft£112,000

All sales on North Street → All sold prices in Banbury →

Marketed by
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