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2 bed flat for sale Derwent Road, Lytham St. Annes, FY8

Asking price

£75,000

Added on 14/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

Council tax Band A £1,656 a year

About this property

**FIRST FLOOR TWO BED APARTMENT WITH COMMUNAL GARDEN, IN A GREAT LOCATION WITH NO ONWARD CHAIN** Well Presented Two Bed Apartment comprising Private Entrance Hallway & Landing, Lounge, Kitchen and Two Bedrooms, 3 Piece Bathroom. Communal garden to rear, Council Tax Band A, No Onward Chain Involved Entrance & Landing Double glazed entrance door, stairs to first floor landing Lounge (4.72m x 2.

Floorplan

Council tax

Band A £1,656 a year

Per year

Band A

This home: £1,656
Band B

£1,932
Band C

£2,208
Band D

£2,484
Band E

£3,036
Band F

£3,588
Band G

£4,140
Band H

£4,968

This home is in band A, which costs £1,656 a year in Fylde for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Fylde, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

24 comparables · within 2.7 miles

Cheaper than 96% of the 2-bed flats for sale nearby right now.

This home, £75,000 Median £189,950 · £88,000 – £302,465

Compared with 24 2-bed flats for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Derwent Road, Lytham St. Annes, FY8

Open map Street View

Mortgage and stamp duty

Property price £75,000

£38k £113k

Deposit11% £8,000

£0 £75k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £67,000 mortgage. Most lenders would want a household income of about £15,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales in FY8. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
70, St Andrews Road South FY8 1PS Semi-detached	Semi-detached	Aug 2026	2,357 sq ft £112/sq ft	2,357 sq ft	£112	£265,000
Apartment 101, Hardaker Court, 319 - 323, Clifton Drive South FY8 1HJ Flat / maisonette	Flat / maisonette	Aug 2026	495 sq ft £242/sq ft	495 sq ft	£242	£120,000
24, Drake Close FY8 2EX Detached	Detached	Aug 2026	861 sq ft £372/sq ft	861 sq ft	£372	£320,000
Flat 4, Northgate, 14 - 16, North Promenade FY8 2NQ Flat / maisonette	Flat / maisonette	Aug 2026	1,356 sq ft £203/sq ft	1,356 sq ft	£203	£275,000
16, Lancaster Avenue FY8 1DL Detached	Detached	Aug 2026	1,206 sq ft £494/sq ft	1,206 sq ft	£494	£595,000
13, Ripon Road FY8 4DS Semi-detached	Semi-detached	Aug 2026	1,033 sq ft £210/sq ft	1,033 sq ft	£210	£217,500
Flat 35, St Andrews Court, St Andrews Road North FY8 2AL Flat / maisonette	Flat / maisonette	Aug 2026	495 sq ft £131/sq ft	495 sq ft	£131	£65,000
21, Reedy Acre Place FY8 4PR Detached	Detached	Aug 2026	947 sq ft £317/sq ft	947 sq ft	£317	£300,000