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4 bed house for sale Bailey Road, Banbury, OX16

Asking price

£430,000

Added on 16/09/2026

Type: Detached
Bedrooms: 4
Bathrooms: 2
Size: £373 per sq ft
Tenure: Freehold

EPC B 86 potential A

Key features

Modern four-bedroom detached family home
No onward chain, enabling a quick completion
Built by Bloor Homes in 2019
Remainder of NHBC warranty
Spacious open-plan kitchen/diner with integrated appliances
Separate utility room
Large living room
Popular residential location close to schools and amenities

About this property

This immaculate and modern four-bedroom detached family home, built by Bloor Homes in 2019 and offered to the market with no onward chain, enabling a smooth and speedy move. The property benefits from the remainder of the NHBC warranty and is situated in a sought-after residential setting close to local schooling, parks, and everyday amenities.

Floorplan

Energy performance

B 86

Current

Potential

92+

95 A

81-91

86 B

69-80

55-68

39-54

21-38

1-20

This home is rated band B, scoring 86 out of 100. The average British home is band D. Its certificate says it could reach band A (95) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,722
Band B

£2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cherwell, 2026/27 bills run from £1,722 a year in band A to £5,166 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

38 comparables · within 2.9 miles

Priced above 58% of the 4-bed houses for sale nearby right now.

This home, £430,000 Median £382,500 · £314,000 – £584,500

Per square foot

£373 23% over

4-bed houses nearby £303

Against sold prices

10% over

OX16 sold median £338 / sq ft, 1,448 sales

Compared with 38 4-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in OX16 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in OX16 →

Location

Bailey Road, Banbury, OX16

Open map Street View

Mortgage and stamp duty

Property price £430,000

£215k £645k

Deposit10% £43,000

£0 £430k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £387,000 mortgage. Most lenders would want a household income of about £86,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
31, Bailey Road Detached	Detached	Jul 2026	1,281 sq ft £332/sq ft	1,281 sq ft	£332	£425,000
40, Bailey Road Semi-detached	Semi-detached	Jun 2026	700 sq ft £393/sq ft	700 sq ft	£393	£275,000
64, Bailey Road Terraced	Terraced	Mar 2026	732 sq ft £355/sq ft	732 sq ft	£355	£260,000
12, Bailey Road Detached	Detached	Oct 2025	1,163 sq ft £344/sq ft	1,163 sq ft	£344	£400,000
13, Bailey Road Detached	Detached	Oct 2025	1,281 sq ft £344/sq ft	1,281 sq ft	£344	£440,000
36, Bailey Road Semi-detached	Semi-detached	Oct 2025	700 sq ft £393/sq ft	700 sq ft	£393	£274,995
50, Bailey Road Semi-detached	Semi-detached	Jun 2025	1,270 sq ft £286/sq ft	1,270 sq ft	£286	£363,000
8, Bailey Road Detached	Detached	May 2025	947 sq ft £377/sq ft	947 sq ft	£377	£357,000