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2 bed house for sale Townhead Street, Cumnock, KA18

Offers over

£80,000

Added on 17/10/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

About this property

This attractive two-bedroom terraced home is ideally located within easy reach of Cumnock town centre, with a superb range of shops, supermarkets, local amenities and transport links close by. Presented in walk-in condition throughout, the property offers generous and well-proportioned accommodation perfect for first-time buyers, young families or those looking for a well presented modern home. The spacious living room provides a welcoming space to relax and flows seamlessly into a dedicated dining area, ideal for both everyday living and entertaining.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,145
Band B

£1,336
Band C

£1,526
Band D

£1,717
Band E

£2,256
Band F

£2,791
Band G

£3,363
Band H

£4,207

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In East Ayrshire, 2026/27 bills run from £1,145 a year in band A to £4,207 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Townhead Street, Cumnock, KA18

Open map Street View

Mortgage and LBTT

Property price £80,000

£40k £120k

Deposit10% £8,000

£0 £80k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £72,000 mortgage. Most lenders would want a household income of about £16,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.