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2 bed house for sale Jamaica Terrace, Penzance, TR18

Offers over

£180,000

Reduced today

Type: Cottage
Bedrooms: 2
Bathrooms: 1
Size: £306 per sq ft
Tenure: Freehold

EPC E 39 potential B

About this property

Jamaica Terrace offers the chance to enjoy village life in Heamoor, with everyday amenities close at hand and the coast, countryside and Penzance town centre all within easy reach. It is the sort of home that suits a simpler, more manageable way of living, whether as a first step onto the ladder, a lock-up-and-leave Cornish base, a downsize, or a smart investment.

Floorplan

Energy performance

E 39

Current

Potential

92+

81-91

90 B

69-80

55-68

39-54

39 E

21-38

1-20

This home is rated band E, scoring 39 out of 100. The average British home is band D. Its certificate says it could reach band B (90) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

27 comparables · within 2.5 miles

Cheaper than 85% of the 2-bed houses for sale nearby right now.

This home, £180,000 Median £240,000 · £180,000 – £350,000

Per square foot

£306 5% over

2-bed houses nearby £292

Against sold prices

3% over

TR18 sold median £297 / sq ft, 489 sales

Compared with 27 2-bed houses for sale within 2.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in TR18 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in TR18 →

Location

Jamaica Terrace, Penzance, TR18

Open map Street View

Mortgage and stamp duty

Property price £180,000

£90k £270k

Deposit10% £18,000

£0 £180k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £162,000 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
4, Jamaica Terrace Terraced	Terraced	Dec 2025	538 sq ft £186/sq ft	538 sq ft	£186	£100,000
6, Jamaica Terrace Terraced	Terraced	Jul 2024	495 sq ft £424/sq ft	495 sq ft	£424	£210,000
1, Jamaica Terrace Terraced	Terraced	Mar 2023	753 sq ft £187/sq ft	753 sq ft	£187	£141,250
3, Jamaica Terrace Terraced	Terraced	Sept 2021	538 sq ft £351/sq ft	538 sq ft	£351	£189,000
15, Jamaica Terrace Terraced	Terraced	Sept 2021	506 sq ft £319/sq ft	506 sq ft	£319	£161,500
11, Jamaica Terrace Terraced	Terraced	Feb 2020	743 sq ft £175/sq ft	743 sq ft	£175	£130,000
5, Jamaica Terrace Terraced	Terraced	Nov 2017	689 sq ft £255/sq ft	689 sq ft	£255	£176,000
10, Jamaica Terrace Terraced	Terraced	Aug 2016	797 sq ft £201/sq ft	797 sq ft	£201	£159,950