1/8
£150,000
3 beds · 2 baths
St. Andrews Road South, Lytham St. Annes
0.1 miles
away
Leasehold
Added yesterday 
1/8
1/8
£89,500
Asking price 2 bed flat for sale Sydney Street, St Annes FY8
2
beds Flat
Leasehold
Added on 16/09/2026
About this property
Situated in a convenient and highly sought-after location less than 500m from St Annes town centre, this two-bedroom ground floor apartment presents an excellent investment opportunity with long-term sitting tenants already in place, providing immediate rental income from day one. The property offers well-proportioned accommodation throughout, briefly comprising a spacious lounge, two bedrooms, fitted kitchen and a family bathroom. Positioned on the ground floor, the apartment benefits from easy accessibility and a practical layout suited to a wide range of tenants.
Key features
- Long term tenants in situ
- Immediate income from completion
- Formal lounge
- Well located in St Annes
- Two bedrooms
- Ground floor flat
- Private rear yard
- External Garage storage
Floorplan
Location
Sydney Street, St Annes FY8, FY8 1TR
- Council tax
- Band D (Approx £2,484/year)The agent has not stated the band, so band D is shown as the local reference: Fylde's 2026/27 area average, including the typical parish precept. The actual band and any discounts change the bill.
Mortgage and stamp duty
Property price £89,500
£45k £134k
Deposit10% £9,000
£0 £90k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £80,500 mortgage. Most lenders would want a household income of about £18,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in FY8 1TR. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 26, Sydney Street Terraced | Terraced | Jun 2022 | 1,023 sq ft £191/sq ft | 1,023 sq ft | £191 | £195,000 |
| 4, Sydney Street Terraced | Terraced | Apr 2022 | 1,184 sq ft £160/sq ft | 1,184 sq ft | £160 | £190,000 |
| 6, Sydney Street Terraced | Terraced | Aug 2021 | 1,216 sq ft £78/sq ft | 1,216 sq ft | £78 | £95,000 |
| 20, Sydney Street Terraced | Terraced | Jan 2020 | 926 sq ft £147/sq ft | 926 sq ft | £147 | £136,000 |
| 1, Sydney Street Terraced | Terraced | Mar 2019 | 764 sq ft £177/sq ft | 764 sq ft | £177 | £135,000 |
| 7, Sydney Street Terraced | Terraced | Oct 2017 | 1,001 sq ft £126/sq ft | 1,001 sq ft | £126 | £126,500 |
| 24, Sydney Street Terraced | Terraced | Sept 2017 | 1,044 sq ft £120/sq ft | 1,044 sq ft | £120 | £125,000 |
| 14, Sydney Street Semi-detached | Semi-detached | Sept 2016 | 1,593 sq ft £100/sq ft | 1,593 sq ft | £100 | £159,000 |
Area insights
The neighbourhood around this property.
