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3 bed house for sale Chapel Street, Galgate, LA2

Asking price

£220,000

Added two days ago

Type: Semi-detached
Bedrooms: 3
Bathrooms: 1
Size: £270 per sq ft
Tenure: Ask agent

Council tax Band C £2,225 a year

Key features

A 3 bed semi detached home built by Jacksons Builders
Income-producing three-bedroom student investment
Stated annual gross income of £18,144
Separate lounge and ground-floor cloakroom
Spacious kitchen diner for shared living
Enclosed garden with lawn and patio areas
Detached garage providing useful landlord storage

About this property

A ready-made Galgate student investment generating £18,144 gross annual income, with three letting bedrooms, an 8.25% gross yield, parking, garden and landlord’s garage—all within easy reach of Lancaster University.The LocationChapel Street sits in the heart of Galgate, a well-connected village with enduring appeal among students, university staff and professionals.

Floorplan

Council tax

Band C £2,225 a year

Per year

Band A

£1,669
Band B

£1,947
Band C

This home: £2,225
Band D

£2,503
Band E

£3,059
Band F

£3,616
Band G

£4,172
Band H

£5,006

This home is in band C, which costs £2,225 a year in Lancaster for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lancaster, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

23 comparables · within 3 miles

Cheaper than 78% of the 3-bed houses for sale nearby right now.

This home, £220,000 Median £245,000 · £210,000 – £362,000

Per square foot

£270 13% over

3-bed houses nearby £239

Against sold prices

4% over

LA2 sold median £259 / sq ft, 501 sales

Compared with 23 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LA2 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LA2 →

Location

Chapel Street, Galgate, LA2

Open map Street View

Mortgage and stamp duty

Property price £220,000

£110k £330k

Deposit10% £22,000

£0 £220k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £198,000 mortgage. Most lenders would want a household income of about £44,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
27a, Chapel Street Terraced	Terraced	Mar 2026	646 sq ft £222/sq ft	646 sq ft	£222	£143,500
27, Chapel Street Terraced	Terraced	May 2021	667 sq ft £145/sq ft	667 sq ft	£145	£97,000
39a, Chapel Street Semi-detached	Semi-detached	Nov 2019	850 sq ft £188/sq ft	850 sq ft	£188	£160,000
39, Chapel Street Semi-detached	Semi-detached	May 2019	560 sq ft £190/sq ft	560 sq ft	£190	£106,500
29a, Chapel Street Terraced	Terraced	Aug 2018	1,066 sq ft £169/sq ft	1,066 sq ft	£169	£180,000
Ashley House, 41, Chapel Street Detached	Detached	Oct 2017	2,303 sq ft £152/sq ft	2,303 sq ft	£152	£350,000
37, Chapel Street Terraced	Terraced	Apr 2017	829 sq ft £133/sq ft	829 sq ft	£133	£110,000
27, Chapel Street Terraced	Terraced	Aug 2016	667 sq ft £141/sq ft	667 sq ft	£141	£94,000